Okaloosa County property record for 1656 Garrett Mill Rd, Baker, FL 32531
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,294 sqft · built 2005 |
| Lot Size | 0.503 acres (21,933 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Apr 2005) |
| Tax Bill | $379 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8290-2 |
| Primary APN | C56-000-598-8290-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,294 sqft Heated Area |
| Gross Area | 2,166 sqft |
| 1st Floor Area | 1,294 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 21,933 sqft (0.503 acres) |
| Garage Type | Finished |
| Garage Area | 320 sqft |
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1656 GARRETT MILL RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8456 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM SW COR OF SE1/4 OF NW1/4 E 170 FT N 505 FT E 178 FT TO POB E 106.66 FT N 180 FT TO R/W SW 106 FT S 165 FT TO POB |
| Legal Range | 24 |
| Legal Township | 03N |
| Legal Section | 16 |
| Legal Subdivision | MILL CRK ESTATES UN 01 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20101 |
1656 Garrett Mill Rd, a mobile home, is owned and occupied by an individual who bought it in April 2005.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1656 GARRETT MILL RD, BAKER, FL 32531-8456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2005 · Amount on File |
| Deed Sale | Apr 19, 2005 · Amount on File |
| Deed Document Number | 2214382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 5, 2026 |
| Property Address | 1656 GARRETT MILL RD, BAKER, FL 32531-8456 |
| Document Number | 0003802456 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 3802456 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | KNIGH6T BARRY TITLE SLN INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9819 MILLS RD, HOUSTON, TX 77070-5024 |
| Name | Verified Name |
|---|---|
| Address | 1656 GARRETT MILL RD, BAKER, FL 32531-8456 |
| Document Number | 0003802458 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 3802458 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0003802459 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 3802459 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Apr 11, 2026 |
The 2025 property tax bill for 1656 Garrett Mill Rd was $379 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $379.00 Homeowner's exemption | $53,320 | $106,158 Land $17,114 Building $89,044 |
| 2023 | $350.00 (+3.86%) Homeowner's exemption | $50,308 (+3%) | $84,215 (+21.47%) Land $14,540 Building $69,675 |
| 2022 | $337.00 Homeowner's exemption | $48,843 | $69,328 Land $13,589 Building $55,739 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1656 Garrett Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1656 Garrett Mill Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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