1668 E Overlook Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1668 E Overlook Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 2025
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Jun 2024)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Jun 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071123 18600`

Property Details

APN / Parcel Number

Primary APN	`071123 18600`
Alternative APN	`123 18600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,047 sqft Living Area
1st Floor Area	2,047 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	182,952 sqft (4.2 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1668 E OVERLOOK RD
City	MONTEREY
State	TN
Zip	38574-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	40
Legal Lot Number	3
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3047
Census Tract	100

Owner

Source: Putnam County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 CUMBERLAND LAKES DR, MONTEREY, TN 38574-7364
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 26, 2024	Warranty Deed, Transfer
Aug 23, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Prior Sale	Nov 26, 1996 · Amount on Record
Deed Document Number	2024299589
Deed Book / Page	1549 / 746
Prior Transfer Date	Aug 14, 2021
Prior Transfer Doc	0001332462
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Dec 27, 2024
Property Address	1668 E OVERLOOK RD, MONTEREY, TN 38574-7208
Document Number	0000158837
Book / Page	1588 / 37
Map Reference	CAB B SL 23-30
Instrument Date	Dec 23, 2024
Instrument	306017
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	EDCO TITLE AND CLOSING SERVICES, ENCORE TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,990.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1668 E OVERLOOK RD, MONTEREY, TN 38574-7208

Mortgage

Document Number	0000306018
Date	Dec 27, 2024
Instrument	306018

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 26, 2024
Property Address	1668 E OVERLOOK RD, MONTEREY, TN 38574-7208
Document Number	0001549746
Book / Page	1549 / 746
Map Reference	CAB B SL 23-30
Instrument Date	Jun 24, 2024
Instrument	299589
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$207.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CUMBERLAND LAKES DR, MONTEREY, TN 38574-7364

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 23, 2021
Property Address	1668 E OVERLOOK RD, MONTEREY, TN 38574-7208
Document Number	0001332462
Book / Page	1332 / 462
Map Reference	CAB B SL 23-30
Instrument Date	Aug 14, 2021
Instrument	261832
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	195 OHIO RD, LAKE WORTH, FL 33467-3827

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (+914.56%)	$78,575 (+913.87%) Land $7,750 Building $70,825
2024	$206.00 (+7.29%)	$7,750 (-) Land $7,750
2023		$7,750 Land $7,750
2022	$192.00
2021			$314,300 Land $31,000 Building $283,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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