1640 E Overlook Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1640 E Overlook Rd, Monterey, TN 38574

Property Summary

Property Type	Residential Vacant Land
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2025)
Tax Bill	$206 (2025)
Deeds & Mortgages	Apr 2026 Transfer Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071123 19500`

Property Details

APN / Parcel Number

Primary APN	`071123 19500`
Alternative APN	`123 19500`

Exterior

Lot Area	182,952 sqft (4.2 acres)
Terrain	Rolling

Location & Zoning

Street Address	1640 E OVERLOOK RD
City	MONTEREY
State	TN
Zip	38574-7208
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	40
Legal Lot Number	10
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3047
Census Tract	100

Owner

Source: Putnam County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 E OVERLOOK RD, MONTEREY, TN 38574-7208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2025	Warranty Deed, Transfer EDCO TITLE AND CLOSING SERVICES, ENCORE TITLE & CLOSING SVCS
Feb 20, 2025	Quit Claim Deed, Transfer UNKNOWN, ENCORE TITLE & CLOSING SERVI
Oct 10, 2023	Warranty Deed, Transfer LOONEY AND CHADWELL TITLE SERVICES, LOONEY AND CHADWELL TTL SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Feb 20, 2025
Deed Document Number	2025315301
Deed Book / Page	1642 / 297
Last Transfer Date	Apr 2, 2026
Transfer Doc	0000323016
Record Updated	Jun 8, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 7, 2026
Property Address	1640 E OVERLOOK RD, MONTEREY, TN 38574-7208
Document Number	0000323016
Book / Page	1689 / 520
Instrument Date	Apr 2, 2026
Instrument	2026323016
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1640 E OVERLOOK RD, MONTEREY, TN 38574-7208

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Sep 8, 2025
Property Address	1640 E OVERLOOK RD, MONTEREY, TN 38574-7208
Document Number	0001642297
Book / Page	1642 / 297
Map Reference	CAB B SL 23-30
Instrument Date	Sep 2, 2025
Instrument	315301
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	EDCO TITLE AND CLOSING SERVICES, ENCORE TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$2,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 E OVERLOOK RD, MONTEREY, TN 38574-7208

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Feb 20, 2025
Property Address	1640 E OVERLOOK RD, MONTEREY, TN 38574-7208
Document Number	0001598351
Book / Page	1598 / 351
Instrument Date	Feb 14, 2025
Instrument	307841
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	UNKNOWN, ENCORE TITLE & CLOSING SERVI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 CUMBERLAND LAKES DR, MONTEREY, TN 38574-7364

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Oct 10, 2023
Property Address	1640 E OVERLOOK RD, MONTEREY, TN 38574-7208
Document Number	0000150415
Book / Page	1504 / 15
Map Reference	CAB B SL 23-30
Instrument Date	Sep 28, 2023
Instrument	291401
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	LOONEY AND CHADWELL TITLE SERVICES, LOONEY AND CHADWELL TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$209.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 RECTOR AVE, CROSSVILLE, TN 38555-4426

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$206.00 (+7.29%)	$7,750 (-) Land $7,750
2023		$7,750 (-) Land $7,750
2022	$192.00	$7,750 Land $7,750	$31,000 (-) Land $31,000
2021			$31,000 Land $31,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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