16657 S 38th St, Phoenix, AZ 85048 Property Records

Maricopa County property record for 16657 S 38th St, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,124 sqft · built 1992
Lot Size	0.171 acres (7,425 sqft)
Owner	2 Individual Names on File
Last Sale	$430,600 (May 2019)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`301-79-695`

Property Details

APN / Parcel Number

Primary APN	`301-79-695`
Alternative APN	`301796959`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,124 sqft Living Area
Gross Area	3,384 sqft
1st Floor Area	2,064 sqft
2nd Floor Area	1,060 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,425 sqft (0.171 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	390 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16657 S 38TH ST
City	PHOENIX
State	AZ
Zip	85048-7949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	WILTON COMMONS LOT 1-133 TR A-F MCR 294-44
Legal Range	3E
Legal Township	1S
Legal Section	36
Legal Subdivision	WILTON COMMONS LOT 1-133 TR A-F
Legal Lot Number	109
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	116713

Owner

16657 S 38th St is owned and occupied by two individuals who acquired it in January 2022.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16657 S 38TH ST, PHOENIX, AZ 85048-7949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Prior Sale	Feb 28, 2007 · Amount on File
Deed Document Number	2019328553
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000084598
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 28, 2022
Property Address	16657 S 38TH ST, PHOENIX, AZ 85048-7949
Document Number	0000084598
Map Reference	MB 294 PG 44
Instrument Date	Jan 24, 2022
Instrument	20220084598
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16657 S 38TH ST, PHOENIX, AZ 85048-7949

Mortgage

Document Number	0000084599
Date	Jan 28, 2022
Instrument	20220084599

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 7, 2019
Property Address	16657 S 38TH ST, PHOENIX, AZ 85048-7949
Document Number	0000328553
Map Reference	DOC 1986-338655
Instrument Date	May 2, 2019
Instrument	20190328553
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16657 S 38TH ST, 16657, PHOENIX, AZ 85048-7949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16657 S 38TH ST, PHOENIX, AZ 85048-7949

Mortgage

Document Number	0000328554
Date	May 7, 2019
Instrument	20190328554

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16657 S 38th St was $3,007.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,550 (+31.59%)	$585,500 (+7.14%) Land $117,100 Building $468,400
2025	$3,007.00	$44,495 (-26.42%)	$546,500 (-9.62%) Land $109,300 Building $437,200
2024		$60,470	$604,700 Land $120,900 Building $483,800
2023	$3,864.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16657 S 38th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16657 S 38th St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Gila River Telecommunications.

Nearby Properties on S 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures