16653 S 38th St, Phoenix, AZ 85048 Property Records

Maricopa County property record for 16653 S 38th St, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,124 sqft · built 1992
Lot Size	0.153 acres (6,700 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Sep 2019)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`301-79-696`

Property Details

APN / Parcel Number

Primary APN	`301-79-696`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,124 sqft Living Area
1st Floor Area	2,064 sqft
2nd Floor Area	1,060 sqft

Exterior

Year Built	Built 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,700 sqft (0.153 acres)
Parking Spaces	3 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	16653 S 38TH ST
City	PHOENIX
State	AZ
Zip	85048-7949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	WILTON COMMONS MCR 294-44
Legal Range	03E
Legal Township	01S
Legal Section	36
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	WILTON COMMONS LOT 1-133 TR A-F
Legal Lot Number	110
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	116713

Owner

16653 S 38th St is owned and occupied by an individual who bought it in September 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16653 S 38TH ST, PHOENIX, AZ 85048-7949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage CAPITAL FUND I LLC
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE SERVICES INC FN
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE SERVICES IN
Jun 19, 2019	Trustee's Deed, Foreclosure JETCLOSING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Jun 19, 2019 · Amount on File
Deed Document Number	20190690586
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16653 S 38TH ST, PHOENIX, AZ 85048-7949
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5871 W PARK AVE, CHANDLER, AZ 85226-1244

Mortgage

Document Number	0000503822
Date	Jul 2, 2019
Instrument	20190503822

Lender

Name	CAPITAL FUND I LLC
Type	Lending Institution
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16653 S 38TH ST, PHOENIX, AZ 85048-7949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000918649
Date	Nov 14, 2019
Instrument	20190918649

Lender

Name	SIERRA PACIFIC MORTGAGE SERVICES INC FN
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16653 S 38TH ST, PHOENIX, AZ 85048-7949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16653 S 38TH ST, PHOENIX, AZ 85048-7949

Mortgage

Document Number	0000858385
Date	Sep 14, 2020
Instrument	20200858385

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 4, 2019
Property Address	16653 S 38TH ST, PHOENIX, AZ 85048-7949
Document Number	0000690586
Map Reference	DOC 1986-338655
Instrument Date	Aug 22, 2019
Instrument	20190690586
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5871W W PARK AVE, 5871W, CHANDLER, AZ 85226-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16653 S 38TH ST, PHOENIX, AZ 85048-7949

Mortgage

Document Number	0000690587
Date	Sep 4, 2019
Instrument	20190690587

Lender

Name	SIERRA PACIFIC MORTGAGE SERVICES IN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 19, 2019
Property Address	16653 S 38TH ST, PHOENIX, AZ 85048-7949
Document Number	0000457647
Map Reference	DOC 86-338655
Instrument Date	Jun 18, 2019
Instrument	20190457647
Transaction Type	Foreclosure
Record Updated	Dec 21, 2021
Title Company	JETCLOSING INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 E MARYLAND AVE STE 100, 100, PHOENIX, AZ 85014-1480

Tax Assessment & Valuation

The 2025 property tax bill for 16653 S 38th St was $2,786.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,580	$545,800 Land $109,100 Building $436,700
2025	$2,786.00
2024		$56,500	$565,000 Land $113,000 Building $452,000
2023	$3,562.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16653 S 38th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16653 S 38th St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Gila River Telecommunications.

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