16652 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16652 Centipede St, Clermont, FL 34714 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 2021
Lot Size	0.135 acres (5,916 sqft)
Owner	Individual Name on File
Last Sale	$321,800 (Apr 2021)
Tax Bill	$5,625 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0110-000-16400`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0110-000-16400`
Alternative APN	`3920613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,916 sqft (0.135 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3920613
Street Address	16652 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 4B2 PB 72 PG 81-83 LOT 164 ORB 5679 PG 2195
Legal Subdivision	SAWGRASS BAY
Legal Phase	4B
Legal Lot Number	164
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records · APN 14-24-26-0110-000-16400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16652 CENTIPEDE ST, CLERMONT, FL 34714-5094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 06, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2021 · Amount on Record
Deed Sale	Apr 06, 2021 · Amount on Record
Deed Document Number	2021046285
Deed Book / Page	5679 / 2195
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16652 CENTIPEDE ST, CLERMONT, FL 34714-5094
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16652 CENTIPEDE ST, CLERMONT, FL 34714-5094

Mortgage

Document Number	0059941754
Date	Jul 20, 2022
Book Page	5994/1754
Instrument	2022098610

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 06, 2021
Property Address	16652 CENTIPEDE ST, CLERMONT, FL 34714-5094
Document Number	0056792195
Book / Page	5679 / 2195
Map Reference	MB 72 PG 81-83
Instrument Date	Mar 31, 2021
Instrument	2021046285
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,252.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16652 CENTIPEDE ST, CLERMONT, FL 34714-5094

Mortgage

Document Number	0056792197
Date	Apr 06, 2021
Instrument	5679/2197

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,817 (-5.61%) Land $100,000 Building $221,817	$321,817 (-5.61%) Land $100,000 Building $221,817
2024	$5,625.00 (+8.67%)
2023	$5,176.00 (+16.26%)	$340,943 (+20.07%)	$340,943 (+20.07%) Land $100,000 Building $240,943
2022	$4,452.00	$283,943	$283,943 Land $43,000 Building $240,943

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 83 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	About 1 in 171 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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