16643 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16643 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,653 sqft · built 2021
Lot Size	0.133 acres (5,810 sqft)
Owner	Individual Name on Record
Last Sale	$489,000 (Mar 2023)
Tax Bill	$4,107 (2024)
Deeds & Mortgages	Sep 2022 Second Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0110-000-12800`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0110-000-12800`
Alternative APN	`3920577`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,653 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,810 sqft (0.133 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3920577
Street Address	16643 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 4B2 PB 72 PG 81-83 LOT 128 ORB 6115 PG 839
Legal Subdivision	SAWGRASS BAY
Legal Phase	4B
Legal Lot Number	128
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16643 CENTIPEDE ST, CLERMONT, FL 34714-5094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 4, 2021	Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	2023035288
Deed Book / Page	6115 / 839
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16643 CENTIPEDE ST, CLERMONT, FL 34714-5094
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16643 CENTIPEDE ST, CLERMONT, FL 34714-5094
Investor	Possibly a Property Investor

Mortgage

Document Number	0060240781
Date	Sep 14, 2022
Book Page	6024/781
Instrument	2022124227

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 29, 2023
Property Address	16643 CENTIPEDE ST, CLERMONT, FL 34714-5094
Document Number	0061150839
Book / Page	6115 / 839
Map Reference	MB 72 PG 81-83
Instrument Date	Mar 27, 2023
Instrument	2023035288
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,423.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11528 BRIAR HOLLOW LN, CLERMONT, FL 34711-6804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16643 CENTIPEDE ST, CLERMONT, FL 34714-5094

Mortgage

Document Number	0006115841
Date	Mar 29, 2023
Instrument	6115/841

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 4, 2021
Property Address	16643 CENTIPEDE ST, CLERMONT, FL 34714-5094
Document Number	0058071873
Book / Page	5807 / 1873
Map Reference	MB 72 PG 81-83
Instrument Date	Sep 29, 2021
Instrument	2021136831
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,515.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16643 CENTIPEDE ST, CLERMONT, FL 34714-5094
Investor	Possibly a Property Investor

Mortgage

Document Number	0058071875
Date	Oct 4, 2021
Instrument	5807/1875

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,980 (-14.95%) Land $100,000 Building $176,980	$357,373 (-5.87%) Land $100,000 Building $257,373
2024	$4,107.00 (-11.98%)
2023	$4,666.00 (+6.75%) Homeowner's exemption	$325,660 (+3%)	$379,644 (+20.07%) Land $100,000 Building $279,644
2022	$4,371.00 Homeowner's exemption	$316,180	$316,180 Land $64,500 Building $251,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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