San Diego County property record for 1665 Swallow Dr, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,269 sqft · built 1975 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $797,000 (Aug 2020) |
| Tax Bill | $12,059 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 482-370-15-00 |
| Primary APN | 482-370-15-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,269 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 29,185 sqft (0.67 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1665 SWALLOW DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-1462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-9 |
| Legal Description | LOT 27 DOC73-72925 IN TR 005502 |
| Legal Subdivision | FLETCHER HILLS |
| Legal Tract | 005502 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 16201 |
Source: San Diego County assessment roll, APN 482-370-15-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1665 SWALLOW DR, EL CAJON, CA 92020-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Nov 01, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 06, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 06, 2020 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2020 · Amount on Record |
| Deed Sale | Aug 06, 2020 · Amount on Record |
| Prior Sale | Apr 15, 2013 · Amount on Record |
| Deed Document Number | 2020438902 |
| Prior Transfer Date | Apr 11, 2013 |
| Prior Transfer Doc | 0000234504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1665 SWALLOW DR, EL CAJON, CA 92020-1462 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1665 SWALLOW DR, EL CAJON, CA 92020-1462 |
| Document Number | 0000051173 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-0051173 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Mar 05, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1665 SWALLOW DR, EL CAJON, CA 92020-1462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1665 SWALLOW DR, EL CAJON, CA 92020-1462 |
| Document Number | 0000300937 |
|---|---|
| Date | Nov 01, 2023 |
| Instrument | 2023-0300937 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1665 SWALLOW DR, EL CAJON, CA 92020-1462 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1665 SWALLOW DR, EL CAJON, CA 92020-1462 |
| Document Number | 0000353147 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 2022-0353147 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 06, 2020 |
| Property Address | 1665 SWALLOW DR, EL CAJON, CA 92020-1462 |
| Document Number | 0000438902 |
| Map Reference | MAP 5502 |
| Instrument Date | Jul 03, 2020 |
| Instrument | 2020-0438902 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1665 SWALLOW DR, EL CAJON, CA 92020-1462 |
| Document Number | 0000438903 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 2020-0438903 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $879,949 (+2%) Land $469,233 Building $410,716 | |
| 2025 | $12,059.00 (+10.38%) | $862,696 (+4.04%) Land $460,033 Building $402,663 |
| 2023 | $10,925.00 (+0.34%) | $829,198 Land $442,170 Building $387,028 |
| 2022 | $10,888.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730162011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 391 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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