1623 Swallow Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1623 Swallow Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,200 sqft · built 2001
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,220,000 (Dec 2025)
Tax Bill	$11,473 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`482-370-09-00`

Property Details

APN / Parcel Number

Primary APN	`482-370-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	16,000 sqft (0.367 acres)
View / Lot	Good
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1623 SWALLOW DR
City	EL CAJON
State	CA
Zip	92020-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 26 TR 005502
Legal Subdivision	FLETCHER HILLS
Legal Tract	005502
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1623 SWALLOW DR, EL CAJON, CA 92020-1462
Owner Type	Company
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Nov 30, 2007 · Amount on Record
Deed Document Number	2025365771
Prior Transfer Date	Mar 13, 2009
Prior Transfer Doc	0000129323
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2025
Property Address	1623 SWALLOW DR, EL CAJON, CA 92020-1462
Document Number	0000365771
Map Reference	MAP 5502
Instrument Date	Dec 24, 2025
Instrument	2025-0365771
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1623 SWALLOW DR, EL CAJON, CA 92020-1462

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1623 SWALLOW DR, EL CAJON, CA 92020-1462
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1623 SWALLOW DR, EL CAJON, CA 92020-1462

Mortgage

Document Number	0000697096
Date	Oct 5, 2021
Instrument	2021-0697096

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1623 SWALLOW DR, EL CAJON, CA 92020-1462
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1623 SWALLOW DR, EL CAJON, CA 92020-1462

Mortgage

Document Number	0000570247
Date	Sep 25, 2020
Instrument	2020-0570247

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,220,000 (+42.35%) Land $467,433 Building $752,567
2025	$11,473.00 (+4.67%) Homeowner's exemption	$857,020 (+4.04%) Land $328,360 Building $528,660
2023	$10,961.00 (-3.77%) Homeowner's exemption	$823,743 Land $315,610 Building $508,133
2022	$11,390.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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