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1665 Rugby Rd, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1665 Rugby Rd, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,171 sqft · built 1910
Lot Size0.34 acres (14,823 sqft)
OwnerIndividual Name on File
Tax Bill$8,073 (2025)
Deeds & MortgagesSep 2023 Mortgage
Aug 2022 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN421500 50.21-2-32

Property Details

APN / Parcel Number

Primary APN421500 50.21-2-32
Alternative APN
  • 150005002100020320000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,171 sqft Living Area
1st Floor Area1,194 sqft
2nd Floor Area977 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area14,823 sqft (0.34 acres)
Lot Dimensions183 ft deep x 81 ft wide
Garage TypeBasement
PorchSlab
Porch Area199 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1665 RUGBY RD
CitySCHENECTADY
StateNY
Zip12309-5638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal SubdivisionCITY OF SCHENECTADY
Legal Block2
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3000
Census Tract20500

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1665 RUGBY RD, SCHENECTADY, NY 12309-5638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 26, 2022Warranty Deed, Transfer
May 19, 2022Bargain and Sale Deed, Foreclosure
SERVICELINK TITLE COMPANY DEFAULT T, SERVICELINK TTL CO DEFAULT T
Jul 9, 2018Quit Claim Deed, Foreclosure
SERVICELINK
Feb 27, 2018Grant Deed, Foreclosure
SERVICELINK
May 17, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 6, 2025
Deed SaleJun 6, 2025
Prior SaleSep 1, 2023 · Amount on Record
Deed Document Number202514359
Deed Book / Page2151 / 447
Prior Transfer DateMay 20, 2025
Prior Transfer Doc0000014359
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1665 RUGBY RD, SCHENECTADY, NY 12309-5638
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 TOMAHAWK TRL, SCHENECTADY, NY 12302-3319

Mortgage

Document Number0000049977
DateSep 1, 2023
Book Page5328/50
Instrument202349977
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 26, 2022
Property Address1665 RUGBY RD, SCHENECTADY, NY 12309-5638
Document Number0000045574
Book / Page2091 / 590
Instrument DateAug 19, 2022
Instrument202245574
Transaction TypeTransfer
Record UpdatedSep 21, 2023

Transaction

AmountAmount Recorded
Tax$602.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address451 7TH ST SW, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address15500 CUTTEN RD APT 2805, 2805, HOUSTON, TX 77070-4067

May 2022: Bargain and Sale Deed, Foreclosure

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateMay 19, 2022
Property Address1665 RUGBY RD, SCHENECTADY, NY 12309-5638
Document Number0000026568
Book / Page2084 / 901
Instrument DateAug 11, 2021
Instrument202226568
Transaction TypeForeclosure
Record UpdatedSep 21, 2023
Title CompanySERVICELINK TITLE COMPANY DEFAULT T, SERVICELINK TTL CO DEFAULT T

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 PHILLIPS BLVD, EWING, NJ 08618-1430

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 N CLASSEN BLVD STE 110E, 110E, OKLAHOMA CITY, OK 73106-6100

July 2018: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJul 9, 2018
Property Address1665 RUGBY RD, SCHENECTADY, NY 12309-5638
Document Number0000029805
Book / Page001990 / 000875
Instrument DateMay 22, 2018
Instrument29805
Transaction TypeForeclosure
Record UpdatedJul 30, 2018
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239

February 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 27, 2018
Property Address1665 RUGBY RD, SCHENECTADY, NY 12309-5638
Document Number0000008664
Book / Page001982 / 000120
Instrument DateNov 6, 2017
Instrument8664
Transaction TypeForeclosure
Record UpdatedMar 6, 2018
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateMay 17, 2017
Property Address1665 RUGBY RD, SCHENECTADY, NY 12309-5638
Document Number0000021906
Book / Page001962 / 000657
Instrument DateMar 9, 2017
Instrument21906
Transaction TypeForeclosure
Record UpdatedMay 30, 2017

Transaction

AmountAmount Recorded
Tax$413.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,073.00 (+11.17%)$169,300 (-) Land $25,400 Building $143,900$280,344 (+30.82%) Land $42,060 Building $238,284
2023$169,300 (-) Land $25,400 Building $143,900$214,304 (+3.8%) Land $32,152 Building $182,152
2022$169,300 Land $25,400 Building $143,900$206,463 Land $30,976 Building $175,487
2021$7,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

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