Schenectady County and Schenectady City property record for 1656 Rugby Rd, Schenectady, NY 12309
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,280 sqft · built 1903 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Mar 2021) |
| Tax Bill | $6,422 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.21-2-43 |
| Primary APN | 421500 50.21-2-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Total Area |
| 1st Floor Area | 1,130 sqft |
| 2nd Floor Area | 1,150 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 150 ft deep x 39 ft wide |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 492 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1656 RUGBY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5632 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | PART OF 2 WOOD AND GARAGE |
| Legal Subdivision | MAP #1 BELONGING TO ALBERT VAN VOAST |
| Legal Block | 2 |
| Legal Lot Number | 43.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1656 RUGBY RD, SCHENECTADY, NY 12309-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on Record |
| Deed Sale | Mar 3, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2009 · Amount on Record |
| Deed Document Number | 20218365 |
| Deed Book / Page | 2053 / 392 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 3, 2021 |
| Property Address | 1656 RUGBY RD, SCHENECTADY, NY 12309-5632 |
| Document Number | 0000008365 |
| Book / Page | 2053 / 392 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 202108365 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | A AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 RAVENWOOD DR, 5, ALBANY, NY 12205-3710 |
| Name | Verified Name |
|---|---|
| Address | 84 BRAINBRIDGE STREET, ROOSEVELT, NY 11575-2327 |
| Document Number | 0000008366 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 202108366 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,422.00 (+7.61%) | $112,600 (-) Land $16,900 Building $95,700 | $186,455 (+30.82%) Land $27,985 Building $158,470 |
| 2023 | $112,600 (-) Land $16,900 Building $95,700 | $142,532 (+3.8%) Land $21,392 Building $121,140 | |
| 2022 | $112,600 Land $16,900 Building $95,700 | $137,317 Land $20,610 Building $116,707 | |
| 2021 | $5,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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