1665 Coster Rd, Lusby, MD 20657 Property Records

Calvert County property record for 1665 Coster Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,656 sqft · built 1975
Lot Size	0.498 acres (21,706 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jul 2019)
Tax Bill	$3,233 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-131257`

Property Details

APN / Parcel Number

Primary APN	`01-131257`
Alternative APNs	`1131257` `131257`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,706 sqft (0.498 acres)
Porch	Slab
Porch Area	170 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	131257
Street Address	1665 COSTER RD
City	LUSBY
State	MD
Zip	20657-2965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 6 SEC 2 SPRING COVE
Legal Subdivision	SPRING COVE
Legal Lot Number	6
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1010
Census Tract	860901

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1665 COSTER RD, LUSBY, MD 20657-2965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 8, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Mar 7, 2016 · Amount on Record
Deed Book / Page	5391 / 456
Record Updated	Oct 29, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 12, 2019
Property Address	1665 COSTER RD, LUSBY, MD 20657-2965
Document Number	0053910456
Book / Page	5391 / 456
Map Reference	LB JLB 2 FO 175
Instrument Date	Jul 8, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1665 COSTER RD, LUSBY, MD 20657-2965

Mortgage

Document Number	0005391460
Date	Jul 12, 2019
Instrument	5391/460

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1665 COSTER RD, LUSBY, MD 20657-2965
Document Number	0050220348
Book / Page	005022 / 000348
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1665 COSTER RD LUSBY MD 206572965, LUSBY, MD 20657-2965

Mortgage

Document Number	0050220348
Date	Jun 29, 2017
Book Page	005022/000348

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,900 (+21.93%) Land $113,800 Building $183,100	$296,900 (+21.93%) Land $113,800 Building $183,100
2025	$3,233.00 (+27.84%)
2023	$2,529.00 Homeowner's exemption	$243,500 Land $113,800 Building $129,700	$243,500 Land $113,800 Building $129,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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