1655 Coster Rd, Lusby, MD 20657 Property Records

Calvert County property record for 1655 Coster Rd, Lusby, MD 20657 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,720 sqft · built 1974
Lot Size	0.502 acres (21,850 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Jun 2020)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-052179`

Property Details

APN / Parcel Number

Primary APN	`01-052179`
Alternative APNs	`1052179` `052179`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,850 sqft (0.502 acres)
Garage Type	Carport
Garage Area	424 sqft
Carport	Carport
Carport Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	052179
Street Address	1655 COSTER RD
City	LUSBY
State	MD
Zip	20657-2965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 SEC 2 SPRING COVE
Legal Subdivision	SPRING COVE
Legal Lot Number	5
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1010
Census Tract	860901

Owner

Source: Calvert County records · APN 01-052179

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1655 COSTER RD, LUSBY, MD 20657-2965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 08, 2021	Deed of Trust, Mortgage · FHA Mortgage UNIVERSAL MORTGAGE & FINANCE INC
Jun 08, 2020	Deed, Transfer · FHA Mortgage UNIVERSAL MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2020 · Amount on Record
Deed Sale	Jun 08, 2020 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Book / Page	5608 / 387
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1655 COSTER RD, LUSBY, MD 20657-2965
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST VA TITLE AND ESCROW LLC, FIRST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 COSTER RD, LUSBY, MD 20657-2965

Mortgage

Document Number	0068750001
Date	Mar 26, 2026
Book Page	6875/1

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jul 01, 2029
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	4.99%
Index	1-Year T-Bill
Max Rate	4.99%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1655 COSTER RD, LUSBY, MD 20657-2965
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058500409
Date	Feb 08, 2021
Book Page	5850/409

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	EDGEWATER, MD 21037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 08, 2020
Property Address	1655 COSTER RD, LUSBY, MD 20657-2965
Document Number	0056080387
Book / Page	5608 / 387
Map Reference	LB JLB 2 FO 175
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ULTIMATE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1655 COSTER RD, LUSBY, MD 20657-2965

Mortgage

Document Number	0005608392
Date	Jun 08, 2020
Instrument	5608/392

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,519.00 (+24.92%) Homeowner's exemption	$305,600 (+12.68%)	$322,800 (+19.03%) Land $113,800 Building $209,000
2023	$2,817.00	$271,200 Land $113,800 Building $157,400	$271,200 Land $113,800 Building $157,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098609011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	About 1 in 1,370 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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