16646 E 115th St N, Owasso, OK 74055 Property Records

Rogers County property record for 16646 E 115th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,938 sqft · built 2019
Lot Size	0.597 acres (26,005 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Aug 2023)
Tax Bill	$3,913 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21N14E-11-2-00649-006-0005`

Property Details

APN / Parcel Number

Primary APN	`21N14E-11-2-00649-006-0005`
Alternative APNs	`0098707` `98707`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,938 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	26,005 sqft (0.597 acres)
Garage Type	Attached
Garage Area	665 sqft
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	98707
Street Address	16646 E 115TH ST N
City	OWASSO
State	OK
Zip	74055-5767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 6 QUAILBROOK ESTATES PHASE 2
Legal Range	14E
Legal Township	21N
Legal Section	11
Legal Subdivision	QUAILBROOK ESTATES
Legal Phase	2
Legal Block	6
Legal Lot Number	5
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	2
Census Block	2003
Census Tract	50404

Owner

16646 E 115th St N is owned and occupied by two individuals who bought it in August 2023.

Source: Rogers County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16646 E 115TH ST N, OWASSO, OK 74055-5767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTREET FCU
Jan 3, 2020	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage ARMSTRONG BANK
Sep 25, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	Jun 16, 2022 · Amount on File
Deed Document Number	202311220
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Aug 22, 2023
Property Address	16646 E 115TH ST N, OWASSO, OK 74055-5767
Document Number	0000011220
Instrument Date	Aug 17, 2023
Instrument	2023-011220
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16646 E 115TH ST N, OWASSO, OK 74055-5767

Mortgage

Document Number	0000011221
Date	Aug 22, 2023
Instrument	2023-011221

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Address	TULSA, OK 74136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Jun 16, 2022
Property Address	16646 E 115TH ST N, OWASSO, OK 74055-5767
Document Number	I2022010403
Instrument Date	Jun 10, 2022
Instrument	I-2022-010403
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9323 E 21ST ST, TULSA, OK 74129-1400

Mortgage

Document Number	I2022010404
Date	Jun 16, 2022
Instrument	I-2022-010404

Lender

Name	WESTREET FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Jan 3, 2020
Property Address	16646 E 115TH ST N, OWASSO, OK 74055-5767
Document Number	0000000091
Instrument Date	Dec 31, 2019
Instrument	2020-000091
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2022
Title Company	EXECUTIVE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16646 E 115TH ST N, OWASSO, OK 74055-5767

Mortgage

Document Number	0000000092
Date	Jan 3, 2020
Instrument	2020-000092

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 31, 2044

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Sep 25, 2019
Property Address	16646 E 115TH ST N, OWASSO, OK 74055-5767
Document Number	0000013107
Instrument Date	Sep 16, 2019
Instrument	13107
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$82.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16646 E 115TH ST N OWASSO OK 740555767, OWASSO, OK 74055-5767
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 16646 E 115th St N was $3,913, up 7.1% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,942 (+5%) Land $12,593 Building $29,349	$381,291 (-2.85%) Land $114,484 Building $266,807
2025	$3,913.00 (+7.06%)	$39,945 (+5%) Land $11,776 Building $28,169	$392,471 (+13.48%) Land $136,392 Building $256,079
2024	$3,655.00 (+5.54%)	$38,043 (+0.25%) Land $7,799 Building $30,244	$345,843 (+0.24%) Land $70,899 Building $274,944
2023	$3,463.00 (+18.51%) Homeowner's exemption	$37,950 (+23.12%) Land $6,050 Building $31,900	$345,000 (+13.38%) Land $55,000 Building $290,000
2022	$2,922.00 Homeowner's exemption	$30,824 Land $6,050 Building $24,774	$304,275 Land $55,000 Building $249,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16646 E 115th St N in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1984–2019)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16646 E 115th St N is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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