16505 E 115th St N, Owasso, OK 74055 Property Records

Rogers County property record for 16505 E 115th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,596 sqft · built 2016
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,000 (Aug 2020)
Tax Bill	$4,316 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21N14E-11-2-00638-001-0016`

Property Details

APN / Parcel Number

Primary APN	`21N14E-11-2-00638-001-0016`
Alternative APNs	`0098374` `98374`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,596 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	98374
Street Address	16505 E 115TH ST N
City	OWASSO
State	OK
Zip	74055-5766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 1 QUAILBROOK EST PHASE I
Legal Range	14E
Legal Township	21N
Legal Section	11
Legal Subdivision	QUAILBROOK EST
Legal Phase	I
Legal Block	1
Legal Lot Number	16
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	2
Census Block	2001
Census Tract	50404

Owner

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16505 E 115TH ST N, OWASSO, OK 74055-5766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	202012979
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	16505 E 115TH ST N, OWASSO, OK 74055-5766
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000428
Date	Jan 11, 2023
Instrument	2023-000428

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 3, 2043

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Aug 27, 2020
Property Address	16505 E 115TH ST N, OWASSO, OK 74055-5766
Document Number	0000012979
Instrument Date	Aug 25, 2020
Instrument	2020-012979
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	EXECUTIVES T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16505 E 115TH ST N, OWASSO, OK 74055-5766

Mortgage

Document Number	0000012980
Date	Aug 27, 2020
Instrument	2020-012980

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,408 (+3%) Land $10,120 Building $36,288	$421,890 (-1.11%) Land $91,997 Building $329,893
2025	$4,316.00 (+5.11%) Homeowner's exemption	$45,056 (+3%) Land $9,825 Building $35,231	$426,607 (+7.28%) Land $106,322 Building $320,285
2024	$4,106.00 (+2.32%) Homeowner's exemption	$43,743 (-0.18%) Land $6,079 Building $37,664	$397,672 (-6.67%) Land $55,268 Building $342,404
2023	$4,013.00 Homeowner's exemption	$43,822 Land $6,375 Building $37,447	$426,111 Land $65,000 Building $361,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1984–2019)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: The Junction Internet.

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