16645 Frances St, Omaha, NE 68130 Property Records

Douglas County property record for 16645 Frances St, Omaha, NE 68130

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,814 sqft · built 1978
Lot Size	0.187 acres (8,165 sqft)
Owner	Trust Name on File
Last Sale	$285,000 (Dec 2020)
Tax Bill	$5,234 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1936-8676-16`

Property Details

APN / Parcel Number

Primary APN	`1936-8676-16`
Alternative APNs	`R1619368676` `1619368676`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
Gross Area	3,943 sqft
Basement Area	1,054 sqft
Finished Basement	527 sqft
Unfinished Basement	527 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,165 sqft (0.187 acres)
Lot Dimensions	115 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	50 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1619368676
Street Address	16645 FRANCES ST
City	OMAHA
State	NE
Zip	68130-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LEAWOOD SOUTHWEST LOT 89 BLOCK 0 71 X 115
Legal Subdivision	LEAWOOD SOUTHWEST
Legal Lot Number	89
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	3
Census Block	3010
Census Tract	7450

Owner

16645 Frances St is held in a trust since October 2021.

Source: Douglas County records, as of October 14, 2025

Owner of Record	Trust Name on File
Mailing Address	16645 FRANCES ST, OMAHA, NE 68130-1521
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Oct 28, 2021	Intrafamily Transfer, Transfer
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jun 23, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Deed Document Number	2020147218
Last Transfer Date	Oct 14, 2021
Transfer Doc	2021142634
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	16645 FRANCES ST, OMAHA, NE 68130-1521
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16645 FRANCES ST, OMAHA, NE 68130-1521

Mortgage

Document Number	0000104857
Date	Oct 21, 2022
Instrument	2022104857

Lender

Name	COGENT BANK
Type	Bank
Address	OMAHA, NE 68137

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Oct 28, 2021
Property Address	16645 FRANCES ST, OMAHA, NE 68130-1521
Document Number	2021142634
Instrument Date	Oct 14, 2021
Instrument	2021142634
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Dec 11, 2020
Property Address	16645 FRANCES ST, OMAHA, NE 68130-1521
Document Number	2020147218
Instrument Date	Dec 1, 2020
Instrument	2020147218
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	PLATINUM TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020147219
Date	Dec 11, 2020
Instrument	2020147219

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DOUGLAS NE
Recording Date	Jun 23, 2017
Property Address	16645 FRANCES ST, OMAHA, NE 68130-1521
Document Number	0000048890
Instrument Date	May 31, 2017
Instrument	48890
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	16645 FRANCES ST OMAHA NE 681301521, OMAHA, NE 68130-1521

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$314,600 Land $33,000 Building $281,600	$314,600 Land $33,000 Building $281,600
2024	$5,234.00 (-10.94%)
2023	$5,877.00 (+12.82%)	$295,200 Land $33,000 Building $262,200	$295,200 Land $33,000 Building $262,200
2022	$5,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16645 Frances St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16645 Frances St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Great Plains Communications, Metronet, Nextlink.

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