Lake County property record for 16644 7th St, Montverde, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,336 sqft · built 2022 |
| Lot Size | 0.758 acres (33,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Oct 2020) |
| Tax Bill | $7,817 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-22-26-0001-000-01300 |
| Primary APN | 11-22-26-0001-000-01300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| Gross Area | 3,049 sqft |
| 1st Floor Area | 2,056 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 33,018 sqft (0.758 acres) |
| Lot Dimensions | 194 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Porch | Florida Room |
| Porch Area | 612 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1592097 |
|---|---|
| Street Address | 16644 7TH ST |
| City | MONTVERDE |
| State | FL |
| Zip | 34756-3191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BEG 264 FT S OF NE COR OF SE 1/4 OF NE 1/4 RUN W 300 FT S 152 FT E 193.82 FT N 119 FT E 103.66 FT N 33.53 FT TO POB ORB 5566 PG 675 ORB 5860 PG 2268 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 11 |
| Legal Quarter | 1 |
| Legal Subdivision | HIGH POINT |
| Legal Tract | 0001 |
| Legal Lot Number | 13 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 31301 |
16644 7th St is owned and occupied by two individuals who acquired it in December 2021.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16644 7TH ST, MONTVERDE, FL 34756-3191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU |
| Dec 20, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Oct 20, 2020 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Deed Document Number | 2020117150 |
| Deed Book / Page | 5566 / 675 |
| Last Transfer Date | Dec 20, 2021 |
| Transfer Doc | 0058602268 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16644 7TH ST, MONTVERDE, FL 34756-3191 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 16644 7TH ST, MONTVERDE, FL 34756-3191 |
| Document Number | 0059282015 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 5928/2015 |
| Instrument | 2022045681 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 20, 2021 |
| Property Address | 16644 7TH ST, MONTVERDE, FL 34756-3191 |
| Document Number | 0058602268 |
| Book / Page | 5860 / 2268 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021175465 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2924 MARLBERRY LN, CLERMONT, FL 34714-5422 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 16644 7TH ST, MONTVERDE, FL 34756-3191 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 20, 2020 |
| Property Address | 16644 7TH ST, MONTVERDE, FL 34756-3191 |
| Document Number | 0055660673 |
| Book / Page | 005566 / 000673 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 117149 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1875 ELMHURST DR CLEARWATER FL 337651412, CLEARWATER, FL 33765-1412 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Montverde Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,290 (+2.9%) | $607,524 (-0.12%) Land $200,000 Building $407,524 | |
| 2025 | $568,800 Land $200,000 Building $368,800 | $608,244 Land $200,000 Building $408,244 | |
| 2024 | $7,817.00 (+4.95%) | ||
| 2023 | $7,448.00 (+533.33%) Homeowner's exemption | $502,716 (+570.29%) | $538,316 (+617.75%) Land $200,000 Building $338,316 |
| 2022 | $1,176.00 | $75,000 | $75,000 Land $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16644 7th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16644 7th St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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