Lake County property record for 16640 7th St, Montverde, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,531 sqft · built 2004 |
| Lot Size | 0.587 acres (25,592 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $350,000 (Apr 2006) |
| Tax Bill | $4,573 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-22-26-0100-000-00101 |
| Primary APN | 11-22-26-0100-000-00101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,531 sqft Living Area |
| 1st Floor Area | 2,531 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 25,592 sqft (0.587 acres) |
| Lot Dimensions | 287 ft deep x 90 ft wide |
| Garage Type | Finished |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 495 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2948540 |
|---|---|
| Street Address | 16640 7TH ST |
| City | MONTVERDE |
| State | FL |
| Zip | 34756-3191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTVERDE HIGH POINT SUB LOT 1--LESS N 119 FT OF E 103.6 FT-- PB 28 PG 19 ORB 3138 PG 2305 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 11 |
| Legal Subdivision | HIGH POINT |
| Legal Tract | 100 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 31301 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 16640 7TH ST, MONTVERDE, FL 34756-3191 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 28, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2006 · Amount on Record |
| Deed Sale | Apr 18, 2006 · Amount on Record |
| Prior Sale | Dec 30, 2002 · Amount on Record |
| Deed Document Number | 2006059616 |
| Deed Book / Page | 3138 / 2305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16640 7TH ST, MONTVERDE, FL 34756-3191 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16640 7TH ST, MONTVERDE, FL 34756-3191 |
| Investor | Possibly a Property Investor |
| Document Number | 0057830388 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 5783/388 |
| Instrument | 2021119370 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16640 7TH ST, MONTVERDE, FL 34756-3191 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053720672 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 5372/0672 |
| Instrument | 2019127757 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16640 7TH ST, MONTVERDE, FL 34756-3191 |
| Document Number | 0050561722 |
| Book / Page | 005056 / 001722 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16640 7TH ST MONTVERDE FL 347563191, MONTVERDE, FL 34756-3191 |
| Document Number | 0050561722 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 005056/001722 |
| Instrument | 8012 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 21, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Montverde Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317,420 (+19.58%) Land $200,000 Building $117,420 | $517,742 (+35.39%) Land $200,000 Building $317,742 | |
| 2024 | $4,573.00 (+22.14%) | ||
| 2023 | $3,744.00 (+3.57%) Homeowner's exemption | $265,440 (+3%) | $382,395 (+14.1%) Land $108,000 Building $274,395 |
| 2022 | $3,615.00 Homeowner's exemption | $257,710 | $335,145 Land $60,750 Building $274,395 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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