16639 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16639 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,983 sqft · built 2021
Lot Size	0.133 acres (5,810 sqft)
Owner	Individual Name on Record
Last Sale	$457,000 (Apr 2025)
Tax Bill	$1,069 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0110-000-12700`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0110-000-12700`
Alternative APN	`3920576`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,810 sqft (0.133 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3920576
Street Address	16639 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 4B2 PB 72 PG 81-83 LOT 127 ORB 6515 PG 548
Legal Subdivision	SAWGRASS BAY
Legal Phase	4B
Legal Lot Number	127
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16639 CENTIPEDE ST, CLERMONT, FL 34714-5094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jul 23, 2021	Special Warranty Deed, Transfer · VA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	2025049809
Deed Book / Page	6515 / 548
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16639 CENTIPEDE ST, CLERMONT, FL 34714-5094
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16639 CENTIPEDE ST, CLERMONT, FL 34714-5094

Mortgage

Document Number	0062261746
Date	Oct 13, 2023
Book Page	6226/1746
Instrument	2023126674

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 23, 2021
Property Address	16639 CENTIPEDE ST, CLERMONT, FL 34714-5094
Document Number	0057581543
Book / Page	5758 / 1543
Map Reference	MB 72 PG 81-83
Instrument Date	Jul 19, 2021
Instrument	2021101959
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,371.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16639 CENTIPEDE ST, CLERMONT, FL 34714-5094

Mortgage

Document Number	0057581545
Date	Jul 23, 2021
Instrument	5758/1545

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$322,712 (+2.49%) Land $100,000 Building $222,712	$322,712 (-5.42%) Land $100,000 Building $222,712
2024	$1,069.00 (+25.76%)
2023	$850.00 (+28.79%) Homeowner's exemption Widower's exemption Additional exemption filed	$314,870 (+3%)	$341,208 (+11.61%) Land $100,000 Building $241,208
2022	$660.00 Homeowner's exemption Widower's exemption Additional exemption filed	$305,708	$305,708 Land $64,500 Building $241,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Centipede St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures