16621 Memory Ln, Oregon City, OR 97045 Property Records

Clackamas County property record for 16621 Memory Ln, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,562 sqft · built 2012
Lot Size	0.722 acres (31,466 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Jan 2025)
Tax Bill	$7,807 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E26CB00400`

Property Details

APN / Parcel Number

Primary APN	`22E26CB00400`
Alternative APN	`05019987`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,562 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	31,466 sqft (0.722 acres)

Location & Zoning

Account Number	05019987
Street Address	16621 MEMORY LN
City	OREGON CITY
State	OR
Zip	97045-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	SUBDIVISION GILBERT MEADOWS 4173 LT 4
Legal Range	2E
Legal Township	2S
Legal Section	26
Legal Subdivision	GILBERT MEADOWS
Legal Lot Number	4
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1000
Census Tract	22302

Owner

16621 Memory Ln is owned and occupied by two individuals who bought it in January 2025.

Source: Clackamas County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16621 MEMORY LN, OREGON CITY, OR 97045-4525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jan 31, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 2, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	20253444
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	16621 MEMORY LN, OREGON CITY, OR 97045-4525
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16621 MEMORY LN, OREGON CITY, OR 97045-4525

Mortgage

Document Number	0000049780
Date	Dec 22, 2025
Instrument	2025-049780

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jan 31, 2025
Property Address	16621 MEMORY LN, OREGON CITY, OR 97045-4525
Document Number	0000003444
Instrument Date	Jan 28, 2025
Instrument	2025-003444
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17413 WAKE ROBIN CIR, OREGON CITY, OR 97045-4503

Mortgage

Document Number	0000003445
Date	Jan 31, 2025
Instrument	2025-003445

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

October 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 2, 2017
Property Address	16621 MEMORY LN, OREGON CITY, OR 97045-4525
Document Number	0000066818
Instrument Date	Sep 27, 2017
Instrument	2017-066818
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16621 MEMORY LN, OREGON CITY, OR 97045-4525

Mortgage

Document Number	0000066819
Date	Oct 2, 2017
Instrument	2017-066819

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16621 Memory Ln was $7,807.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,807.00	$502,357	$925,097 Land $318,897 Building $606,200
2023	$6,817.00	$473,521	$896,350 Land $306,360 Building $589,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16621 Memory Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16621 Memory Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLACKAMAS RIVER WATER serves 29,918 people · EPA ID OR4100187
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Memory Ln

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