16596 Memory Ln, Oregon City, OR 97045 Property Records

Clackamas County property record for 16596 Memory Ln, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,597 sqft · built 2013
Lot Size	0.689 acres (30,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Nov 2024)
Tax Bill	$8,260 (2025)
Deeds & Mortgages	Aug 2024 Second Mortgage Nov 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22E26CB00700`

Property Details

APN / Parcel Number

Primary APN	`22E26CB00700`
Alternative APN	`05019990`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,597 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	30,009 sqft (0.689 acres)

Location & Zoning

Account Number	05019990
Street Address	16596 MEMORY LN
City	OREGON CITY
State	OR
Zip	97045-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	SUBDIVISION GILBERT MEADOWS 4173 LT 7
Legal Range	2E
Legal Township	2S
Legal Section	26
Legal Subdivision	GILBERT MEADOWS
Legal Lot Number	7
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1000
Census Tract	22302

Owner

Source: Clackamas County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16596 MEMORY LN, OREGON CITY, OR 97045-4523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Nov 20, 2024	Warranty Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Nov 5, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Jun 27, 2013 · Amount on Record
Deed Document Number	202443162
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0000084722
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	16596 MEMORY LN, OREGON CITY, OR 97045-4523
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16596 MEMORY LN, OREGON CITY, OR 97045-4523

Mortgage

Document Number	0000031737
Date	Aug 28, 2024
Instrument	2024-031737

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2044

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 20, 2024
Property Address	16596 MEMORY LN, OREGON CITY, OR 97045-4523
Document Number	0000043162
Instrument Date	Nov 15, 2024
Instrument	2024-043162
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16596 MEMORY LN, OREGON CITY, OR 97045-4523

Mortgage

Document Number	0000043163
Date	Nov 20, 2024
Instrument	2024-043163

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	16596 MEMORY LN, OREGON CITY, OR 97045-4523
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053021
Date	Aug 27, 2018
Instrument	2018-053021

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	16596 MEMORY LN, OREGON CITY, OR 97045-4523
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069854
Date	Nov 5, 2019
Instrument	2019-069854

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	16596 MEMORY LN, OREGON CITY, OR 97045-4523
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009446
Date	Jan 28, 2021
Instrument	2021-009446

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 12, 2020
Property Address	16596 MEMORY LN, OREGON CITY, OR 97045-4523
Document Number	0000084722
Instrument Date	Sep 30, 2020
Instrument	84722
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16596 MEMORY LN OREGON CITY OR 970454523, OREGON CITY, OR 97045-4523

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,260.00 (+14.52%)	$531,485 (+6.09%)	$975,557 (+3.28%) Land $318,897 Building $656,660
2023	$7,213.00	$500,976	$944,620 Land $306,360 Building $638,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLACKAMAS RIVER WATER serves 29,918 people · EPA ID OR4100187
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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