16603 Rd 2, Pandora, OH 45877 Property Records

Putnam County property record for 16603 Rd 2, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,898 sqft · built 2020
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jul 2018)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit Jun 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-027040.0100`

Property Details

APN / Parcel Number

Primary APN	`48-027040.0100`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
1st Floor Area	1,576 sqft
Upper Floors Area	644 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	63,162 sqft (1.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	16603 ROAD 2
City	PANDORA
State	OH
Zip	45877-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 24 WPT NW SW
Legal Range	8E
Legal Township	1S
Legal Section	24
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	3
Census Block	3001
Census Tract	30400

Owner

Source: Putnam County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16603 ROAD 2, PANDORA, OH 45877-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Survivorship Deed, Transfer · Line of Credit AG CREDIT AGRICULTURAL CREDIT ASSN
Jun 6, 2018	Administrator's Deed, Transfer
May 14, 2018	Administrator's Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF
Jul 30, 2018	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	20183473
Deed Book / Page	701 / 1860
Prior Transfer Date	May 10, 2018
Prior Transfer Doc	701/1860
Record Updated	Oct 29, 2026

May 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	May 15, 2023
Property Address	16603 ROAD 2, PANDORA, OH 45877-9738
Document Number	000756/575
Book / Page	756 / 575
Instrument Date	May 12, 2023
Instrument	202300001619
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16603 ROAD 2, PANDORA, OH 45877-9738

Mortgage

Document Number	202300001620
Date	May 15, 2023
Instrument	202300001620

Lender

Name	AG CREDIT AGRICULTURAL CREDIT ASSN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

June 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 6, 2018
Property Address	16603 ROAD 2, PANDORA, OH 45877-9738
Document Number	700/0043
Book / Page	700 / 0043
Instrument Date	May 10, 2018
Instrument	201800002529
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16603 ROAD 2, PANDORA, OH 45877-9738

May 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	PUTNAM OH
Recording Date	May 14, 2018
Property Address	16603 ROAD 2, PANDORA, OH 45877-9738
Document Number	699/0999
Book / Page	699 / 0999
Instrument Date	May 10, 2018
Instrument	201800002161
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16693 ROAD 2, PANDORA, OH 45877-9738

Mortgage

Document Number	201800002162
Date	May 14, 2018
Instrument	201800002162

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

July 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PUTNAM OH
Recording Date	Jul 30, 2018
Property Address	16603 ROAD 2, PANDORA, OH 45877-9738
Document Number	701/1860
Book / Page	701 / 1860
Instrument Date	May 10, 2018
Instrument	201800003473
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16603 ROAD 2, PANDORA, OH 45877-9738

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 (+3.53%) Homeowner's exemption	$65,840 (+32.77%) Land $7,720 Building $58,120	$188,120 (-) Land $22,060 Building $166,060
2023	$1,869.00 (+0.86%) Homeowner's exemption Additional exemption filed	$49,590 (-) Land $6,030 Building $43,560	$188,120 (+32.77%) Land $22,060 Building $166,060
2022	$1,853.00 Homeowner's exemption	$49,590 Land $6,030 Building $43,560
2020			$141,690 Land $17,230 Building $124,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: T-Mobile.

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