16570 Rd 2, Pandora, OH 45877 Property Records

Putnam County property record for 16570 Rd 2, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,022 sqft · built 2007
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Jun 2022 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-025200.0100`

Property Details

APN / Parcel Number

Primary APN	`48-025200.0100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
1st Floor Area	2,022 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Shed	1 Shed
Shed Area	192 sqft
Granary	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	16570 ROAD 2
City	PANDORA
State	OH
Zip	45877-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 23 EPT N N SE & 48-0252.00.0300 VAL INCL 48-0252.00.0200
Legal Range	8E
Legal Township	1S
Legal Section	23
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	3
Census Block	3002
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16570 ROAD 2, PANDORA, OH 45877-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Survivorship Deed, Transfer
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit ECONOMIC AND COMMUNITY DEVELOPMENT INSTI

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 21, 2022
Property Address	16570 ROAD 2, PANDORA, OH 45877-9738
Document Number	00747/1503
Book / Page	747 / 1503
Instrument Date	Jun 16, 2022
Instrument	202200002787
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16570 ROAD 2, PANDORA, OH 45877-9738

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16570 ROAD 2, PANDORA, OH 45877-9738
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	732/1480
Date	Apr 5, 2021
Book Page	732/1480
Instrument	202100001851

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16570 ROAD 2, PANDORA, OH 45877-9738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	714/2430
Date	Nov 18, 2019
Book Page	714/2430
Instrument	201900004689

Lender

Name	ECONOMIC AND COMMUNITY DEVELOPMENT INSTI
Type	Non-Lending Institution
Address	COLUMBUS, OH 43219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,961.00 (+3.44%) Homeowner's exemption	$202,650 (+79.61%) Land $10,400 Building $192,250	$579,000 (-) Land $29,710 Building $549,290
2023	$5,763.00 (+37.35%) Homeowner's exemption Additional exemption filed	$112,830 (-) Land $6,980 Building $105,850	$579,000 (+79.61%) Land $29,710 Building $549,290
2022	$4,196.00 Homeowner's exemption	$112,830 Land $6,980 Building $105,850
2020			$322,370 Land $19,940 Building $302,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: T-Mobile.

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