16601 S 164th St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 16601 S 164th St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,849 sqft · built 1996
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Oct 2019)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-47-083`

Property Details

APN / Parcel Number

Primary APN	`304-47-083`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,849 sqft Living Area
1st Floor Area	2,215 sqft
Basement Area	1,634 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	49,658 sqft (1.14 acres)
Parking Spaces	5 Parking Spaces
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	16601 S 164TH ST
City	GILBERT
State	AZ
Zip	85295-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43
Legal Description	COM CENTER SEC 34 TH S 658.36F TO NW COR W2 SW4 NW4 SE4 SD SEC 34 & TPOB TH E 329.46F TO NE COR SD W2SW4 NW4 SE4 SD SEC 34 TH
Legal Range	06E
Legal Township	01S
Legal Section	34
Legal Quarter	SW
Quarter-Quarter Section	NW
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2013
Census Tract	815501

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16601 S 164TH ST, GILBERT, AZ 85295-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Aug 10, 2015
Deed Document Number	20190865077
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16601 S 164TH ST, GILBERT, AZ 85295-2004
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16601 S 164TH ST, GILBERT, AZ 85295-2004

Mortgage

Document Number	0000090015
Date	Feb 23, 2023
Instrument	20230090015

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16601 S 164TH ST, GILBERT, AZ 85295-2004
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16601 S 164TH ST, GILBERT, AZ 85295-2004

Mortgage

Document Number	0000434332
Date	Apr 19, 2021
Instrument	20210434332

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 29, 2019
Property Address	16601 S 164TH ST, GILBERT, AZ 85295-2004
Document Number	0000865077
Instrument Date	Oct 23, 2019
Instrument	20190865077
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16601 S 164TH ST, 16601, GILBERT, AZ 85295-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16601 S 164TH ST, GILBERT, AZ 85295-2004

Mortgage

Document Number	0000865078
Date	Oct 29, 2019
Instrument	20190865078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,700 (-3.75%)	$907,000 (-3.75%) Land $181,400 Building $725,600
2025	$4,698.00 (-4.67%)
2024		$94,230	$942,300 Land $188,400 Building $753,900
2023	$4,928.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: CenturyLink.

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