16427 S 164th St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 16427 S 164th St, Gilbert, AZ 85295

Property Summary

Property Type	Rural Home
Details	3 ba · 3,016 sqft · built 1986
Lot Size	1.14 acres (49,789 sqft)
Owner	2 Owner Names on File
Last Sale	$315,000 (Aug 2004)
Tax Bill	$3,273 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-47-058`

Property Details

APN / Parcel Number

Primary APN	`304-47-058`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,016 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	3,016 sqft

Exterior

Year Built	Built 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	49,789 sqft (1.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	16427 S 164TH ST
City	GILBERT
State	AZ
Zip	85295-2005
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RU-43
Legal Description	COM CEN SEC TH S 304.36F TO TPOB TH E 329.35F TH S 172F TH W 329.40F TH N 172F TO TPOB EX W 40F RD
Legal Range	06E
Legal Township	01S
Legal Section	34
Legal Quarter	SE
Quarter-Quarter Section	NW
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2014
Census Tract	815501

Owner

The current owner of 16427 S 164th St bought it in August 2004.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Owner Names on File
Mailing Address	16427 S 164TH ST, GILBERT, AZ 85295-2005
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2004 · Amount on File
Deed Sale	Aug 17, 2004 · Amount on File
Deed Document Number	20040952243
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16427 S 164TH ST, GILBERT, AZ 85295-2005
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16427 S 164TH ST, GILBERT, AZ 85295-2005
Investor	Possibly a Property Investor

Mortgage

Document Number	0000259583
Date	Mar 8, 2021
Instrument	20210259583

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16427 S 164TH ST, GILBERT, AZ 85295-2005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174294
Date	Feb 28, 2020
Instrument	20200174294

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 16427 S 164th St was $3,273.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,370	$753,700 Land $150,700 Building $603,000
2025	$3,273.00
2024		$75,410	$754,100 Land $150,800 Building $603,300
2023	$3,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16427 S 164th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16427 S 164th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: CenturyLink.

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