San Luis Obispo County property record for 1660 Saint Thomas Ave, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,350 sqft · built 1990 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,575,000 (Sep 2025) |
| Tax Bill | $11,009 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-163-019 |
| Primary APN | 023-163-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,350 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 5,250 sqft (0.121 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1660 SAINT THOMAS AVE |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-5526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES TR 8 BL 218 LTS 9 TO 11 |
| Legal Subdivision | TRACT 08 |
| Legal Tract | 8 |
| Legal Block | 218 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 10403 |
1660 Saint Thomas Ave is owned and occupied by two individuals who bought it in September 2025.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1660 SAINT THOMAS AVE, CAMBRIA, CA 93428-5526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on File |
| Deed Sale | Sep 5, 2025 · Amount on File |
| Prior Sale | Feb 14, 2014 · Amount on File |
| Deed Document Number | 202526068 |
| Prior Transfer Date | Oct 10, 2012 |
| Prior Transfer Doc | 0000060828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1660 SAINT THOMAS AVE, CAMBRIA, CA 93428-5526 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1600 SAINT THOMAS AVE, CAMBRIA, CA 93428-5526 |
| Document Number | 0000010168 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021010168 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
The 2025 property tax bill for 1660 Saint Thomas Ave was $11,009.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,565,000 (+54.75%) Land $800,000 Building $765,000 | |
| 2025 | $11,009.00 | $1,011,325 Land $576,150 Building $435,175 |
| 2023 | $10,582.00 (+1.99%) | $972,056 Land $553,778 Building $418,278 |
| 2022 | $10,376.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1660 Saint Thomas Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1660 Saint Thomas Ave is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband.
4G LTE (outdoors only), no 5G reported
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