San Luis Obispo County property record for 1657 Saint Thomas Ave, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1961 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $370,000 (Jan 2015) |
| Tax Bill | $5,036 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-171-024 |
| Primary APN | 023-171-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 832 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Wood |
| Lot Area | 3,500 sqft (0.08 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1657 SAINT THOMAS AVE |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES TR 8 BL 217 LTS 28 & 29 |
| Legal Subdivision | TRACT 08 |
| Legal Tract | 8 |
| Legal Block | 217 |
| Legal Lot Number | 28,29 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 10403 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1004 CALLE VENEZIA, SAN CLEMENTE, CA 92672-6041 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2015 · Amount on Record |
| Deed Sale | Jan 27, 2015 · Amount on Record |
| Prior Sale | Aug 26, 2014 · Amount on Record |
| Deed Document Number | 20153313 |
| Last Transfer Date | Feb 25, 2021 |
| Transfer Doc | 0000016336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 3, 2021 |
| Property Address | 1657 SAINT THOMAS AVE, CAMBRIA, CA 93428 |
| Document Number | 0000016336 |
| Map Reference | MB 5 PG 21 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 2021016336 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1004 CALLE VENEZIA, SAN CLEMENTE, CA 92672-6041 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $453,568 (+2%) Land $306,466 Building $147,102 | |
| 2025 | $5,036.00 (+4.14%) | $444,675 (+4.04%) Land $300,457 Building $144,218 |
| 2023 | $4,836.00 (+2.03%) | $427,410 Land $288,791 Building $138,619 |
| 2022 | $4,740.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband.
4G LTE (outdoors only), no 5G reported
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