1660 13th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1660 13th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,270 sqft · built 1977
Lot Size0.072 acres (3,125 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Mar 2013)
Tax Bill$6,244 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-471-009

Property Details

APN / Parcel Number

Primary APN038-471-009

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,270 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Lot Area3,125 sqft (0.072 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1660 13TH ST
CityLOS OSOS
StateCA
Zip93402-2208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 108 LT 36
Legal SubdivisionTOWN/EL MORO
Legal Block108
Legal Lot Number36
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1000
Census Tract10703

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2320 CLARANITA AVE, LOS OSOS, CA 93402-4014
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC
Dec 28, 2016Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2013 · Amount on Record
Deed SaleMar 6, 2013 · Amount on Record
Prior SaleApr 5, 2002 · Amount on Record
Deed Document Number201313178
Prior Transfer DateApr 17, 2007
Prior Transfer Doc0000029666
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1660 13TH ST, LOS OSOS, CA 93402-2208
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7050 STATE HIGHWAY 49, LOTUS, CA 95651-9754

Mortgage

Document Number0000047716
DateJul 7, 2021
Instrument2021047716
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1660 13TH ST, LOS OSOS, CA 93402-2208
Document Number0000033845
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedAug 8, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address19838 194TH AVE NE WOODINVILLE WA 980778876, WOODINVILLE, WA 98077-8876

Mortgage

Document Number0000033845
DateJul 31, 2017
Instrument33845
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1660 13TH ST, LOS OSOS, CA 93402-2208
Document Number0000001202
Instrument DateDec 28, 2016
Transaction TypeMortgage
Record UpdatedJan 23, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2320 CLARANITA AVE LOS OSOS CA 934024014, LOS OSOS, CA 93402-4014

Mortgage

Document Number0000001202
DateJan 9, 2017
Instrument1202
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$357,964 (+2%) Land $175,841 Building $182,123
2025$6,244.00 (-0.64%)$350,946 (+4.04%) Land $172,394 Building $178,552
2023$6,284.00 (+1.14%)$337,319 Land $165,700 Building $171,619
2022$6,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

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