March 2024: Affidavit of Death of Joint Tenant, Transfer
Document Type
Affidavit of Death of Joint Tenant
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Mar 11, 2024
Property Address
1635 13TH ST, LOS OSOS, CA 93402-2297
Document Number
0000006381
Map Reference
MB A PG 80
Instrument Date
Mar 8, 2024
Instrument
2024006381
Transaction Type
Transfer
Record Updated
Mar 20, 2024
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1635 13TH ST, LOS OSOS, CA 93402-2297
April 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1635 13TH ST, LOS OSOS, CA 93402-2297
Transaction Type
Mortgage
Record Updated
Apr 29, 2021
Title Company
BOSTON NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1635 13TH ST, LOS OSOS, CA 93402-2297
Mortgage
Document Number
0000028918
Date
Apr 19, 2021
Instrument
2021028918
Lender
Name
IMC MORTGAGE CORP
Type
Mortgage Company
Address
IRVINE, CA 92612
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2051
December 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1635 13TH ST, LOS OSOS, CA 93402-2297
Document Number
0000058502
Instrument Date
Dec 7, 2019
Transaction Type
Mortgage
Record Updated
Jan 14, 2020
Title Company
BNT TITLE COMPANY/CA, BNT TITLE CO/CA
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
1635 13TH ST LOS OSOS CA 934022297, LOS OSOS, CA 93402-2297
Mortgage
Document Number
0000058502
Date
Dec 30, 2019
Instrument
58502
Lender
Name
CASHCALL
Type
Funding / Finance Company
Address
IRVINE, CA 92612
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 29, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 1635 13th St was $10,381 with a homeowner's exemption, up 1.8% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Unified School District
San Luis Coastal Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$708,034 (+2%)Land $355,438Building $352,596
2025
$10,381.00 (+1.83%)Homeowner's exemption
$694,152Land $348,469Building $345,683
2024
$10,194.00 (+3.41%)
2023
$9,858.00 (+2.56%)Homeowner's exemption
$667,199Land $334,939Building $332,260
2022
$9,612.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1635 13th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
1 (1995)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1635 13th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source
Groundwater
Last State Inspection
Mar 2023
Lead
1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.