166 Watercourse Dr, Ranson, WV 25438 Property Records

Jefferson County property record for 166 Watercourse Dr, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,510 sqft · built 2007
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (May 2024)
Tax Bill	$3,776 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-8D-001C.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8D-001C.0000`
Alternative APN	`19-08-8D-001C.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,510 sqft Living Area
1st Floor Area	2,560 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	97 ft deep x 29 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	166 WATERCOURSE DR
City	RANSON
State	WV
Zip	25438-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK C #1 SHENANDOAH SPRINGS
Legal Block	1,C
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2013
Census Tract	972503

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 WATERCOURSE DR, RANSON, WV 25438-4015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed, Transfer · Conventional Mortgage LOWER LLC
Apr 30, 2019	Grant Deed, Transfer · Conventional with PMI HOMESPIRE MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	20245446
Deed Book / Page	1322 / 435
Record Updated	Oct 29, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 13, 2024
Property Address	166 WATERCOURSE DR, RANSON, WV 25438-4015
Document Number	001322/435
Book / Page	1322 / 435
Instrument Date	May 3, 2024
Instrument	202400005446
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,131.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202400005447
Date	May 13, 2024
Instrument	202400005447

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Apr 30, 2019
Property Address	166 MOUNTAIN LAUREL BLVD, RANSON, WV 25438
Document Number	0000004862
Book / Page	001222 / 000017
Instrument Date	Apr 29, 2019
Instrument	4862
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,441.34
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 MOUNTAIN LAUREL BLVD RANSON WV 254384027, RANSON, WV 25438-4027
Investor	Possibly a Property Investor

Mortgage

Document Number	4863
Date	Apr 30, 2019
Book Page	002222/000001
Instrument	4863

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,776.00 (+3.17%)	$274,800 (+5.09%) Land $50,900 Building $223,900	$458,000 (+5.12%) Land $84,833 Building $373,167
2025	$3,660.00 (-4.98%)	$261,500 (-3.75%) Land $37,600 Building $223,900	$435,700 (-3.76%) Land $62,600 Building $373,100
2023	$3,852.00	$271,700 Land $37,600 Building $234,100	$452,700 Land $62,600 Building $390,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.7% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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