166 Spruce St, Elyria, OH 44035 Property Records

Lorain County property record for 166 Spruce St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	1,086 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$97,500 (2023)
Tax Bill	$1,435.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-083-103-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,086 sqft Living Area
1st Floor	558 sqft 1st Floor
2nd Floor	528 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	165 ft x 40 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	768 sqft Garage

Exterior Amenities

Deck Area	138 sqft Deck
Patio Area	138 sqft Patio
Porch	Enclosed Porch
Porch Area	78 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	166 SPRUCE ST
City	ELYRIA
State	OH
Zip	44035-3357
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BRAMAN 40 X 165
Legal Subdivision	WILLIAM A BRAMANS ADDITION
Legal Tract	24
Legal Block	103
Legal Lot Number	32
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3003
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-083-103-004

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	166 SPRUCE ST, ELYRIA, OH 44035-3357
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2023 · Amount on Record
Deed Sale	Feb 09, 2023 · Amount on Record
Prior Sale	Sep 24, 2010
Deed Doc Number	2023000644
Record Refreshed	Jun 08, 2026

February 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 09, 2023
Property Address	166 SPRUCE ST, ELYRIA, OH 44035-3357
Document Number	0000906179
Map Reference	VOL 3 PG 1
Instrument Date	Feb 02, 2023
Instrument	2023-0906179
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 SPRUCE ST, ELYRIA, OH 44035-3357

Mortgage

Document Number	0000906180
Date	Feb 09, 2023
Instrument	2023-0906180

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00	$30,480 (+0.03%) Land $5,150 Building $25,330	$87,060 (-) Land $14,700 Building $72,360
2024	$1,435.00 (+11.76%)	$30,471 (+32.39%) Land $5,145 Building $25,326	$87,060 (+32.39%) Land $14,700 Building $72,360
2023	$1,284.00 (+0.31%)	$23,016 (+0.03%) Land $3,962 Building $19,054	$65,760 (-) Land $11,320 Building $54,440
2022	$1,280.00	$23,010 Land $3,960 Building $19,050
2021			$65,760 Land $11,320 Building $54,440

Flood & Wildfire

166 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.