165 Spruce St, Elyria, OH 44035 Property Records

Lorain County property record for 165 Spruce St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1955
Square Footage1,232 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$60,500 (2005)
Tax Bill$2,105.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-083-102-024

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,232 sqft Living Area
1st Floor651 sqft 1st Floor
2nd Floor616 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1955
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,534 sqft (0.15 acres)
Depth X Width165 ft x 40 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area750 sqft Garage

Exterior Amenities

Deck Area280 sqft Deck
Patio Area280 sqft Patio
PorchOpen Porch
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address165 SPRUCE ST
CityELYRIA
StateOH
Zip44035-3356
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionB L CO 40 X 165 S/L 58
Legal SubdivisionWILLIAM A BRAMANS ADDITION
Legal Tract24
Legal Block102
Legal Lot Number58
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup3
Census Block3002
Census Tract70500

Owner

Source: Lorain County records · APN 06-24-083-102-024

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address165 SPRUCE ST, ELYRIA, OH 44035-3356
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2005 · Amount on Record
Deed SaleSep 28, 2005 · Amount on Record
Prior SaleJul 06, 2005 · Amount on Record
Deed Doc Number2005093122
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address165 SPRUCE ST, ELYRIA, OH 44035-3356
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000853472
DateDec 10, 2021
Instrument2021-0853472
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2042

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,105.00$44,180 (+0.02%) Land $5,150 Building $39,030$126,200 (-) Land $14,700 Building $111,500
2024$2,105.00 (+28.28%)$44,170 (+50.36%) Land $5,145 Building $39,025$126,200 (+50.36%) Land $14,700 Building $111,500
2023$1,641.00 (+1.42%)$29,376 (+0.02%) Land $3,962 Building $25,414$83,930 (-) Land $11,320 Building $72,610
2022$1,618.00$29,370 Land $3,960 Building $25,410
2021$83,930 Land $11,320 Building $72,610

Flood & Wildfire

165 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spruce St

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