166 Spring Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 166 Spring Rd, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1962
Square Footage	1,000 sqft Living Area
Lot Size	30,056 sqft (0.689 acres)
Last Sale	$95,000 (2005)
Tax Bill	$938.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0789-04-72-2651`
Alternative APN	`555553818`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,000 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1962
Construction Type	Wood Construction
Foundation Type	Raised Foundation
Lot Area	30,056 sqft (0.689 acres)

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Account Number	555553818
Street Address	166 SPRING RD
City	SPRUCE PINE
State	NC
Zip	28777-5503
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPRING ROAD
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	2
Census Block	2035
Census Tract	950400

Owner

Source: Mitchell County records · APN 0789-04-72-2651

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1004 W MOHAWK AVE, TAMPA, FL 33603-1213
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2005 · Amount on Record
Deed Sale	Dec 16, 2005 · Amount on Record
Deed Doc Number	0000428675
Deed Book / Page	428 / 675
Record Refreshed	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	166 SPRING RD, SPRUCE PINE, NC 28777-5503
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	636/765
Date	Nov 30, 2021
Book Page	636/765
Instrument	2021002759

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 09, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$938.00 (+1.52%)	$146,700 (-) Land $40,000 Building $106,700
2023	$924.00	$146,700 Land $40,000 Building $106,700

Flood & Wildfire

166 Spring Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 40th percentile of exposed land nationally · 58th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.