Mitchell County property record for 14 Spring Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,280 sqft Living Area |
| Lot Size | 41,818 sqft (0.96 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2022) |
| Tax Bill | $1,179.00 (2025) |
| Primary APN | 0789-04-72-8205 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,280 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1974 |
|---|---|
| Construction Type | Wood Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 41,818 sqft (0.96 acres) |
| Heating System | Forced Air Heating |
|---|
| Account Number | 555784408 |
|---|---|
| Street Address | 14 SPRING RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9766 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SWISS PINE LAKE RD |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2035 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0789-04-72-8205
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 SPRING RD, SPRUCE PINE, NC 28777-9766 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Nov 15, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on Record |
| Deed Sale | Aug 23, 2022 · Amount on Record |
| Prior Sale | Nov 15, 2017 · Amount on Record |
| Deed Doc Number | 2022002471 |
| Deed Book / Page | 648 / 78 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 23, 2022 |
| Property Address | 14 SPRING RD, SPRUCE PINE, NC 28777-9766 |
| Document Number | 0000648/78 |
| Book / Page | 648 / 78 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2022002471 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 SPRING RD, 14, SPRUCE PINE, NC 28777-9766 |
| Name | Verified Name |
|---|---|
| Address | 14 SPRING RD, SPRUCE PINE, NC 28777-9766 |
| Document Number | 0000648/81 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 648/81 |
| Instrument | 2022002472 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 15, 2017 |
| Property Address | 14 SPRING RD, SPRUCE PINE, NC 28777-9766 |
| Document Number | 585/827 |
| Book / Page | 585 / 827 |
| Map Reference | MB 102 PG 124 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 2017002186 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 422 TWIN EAGLES DR, 422, COLUMBIA, SC 29203-9023 |
| Name | Verified Name |
|---|---|
| Address | 14 SPRING RD, SPRUCE PINE, NC 28777-9766 |
| Document Number | 585/829 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 585/829 |
| Instrument | 2017002187 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2032 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,179.00 (+1.55%) | $184,300 (-) Land $40,000 Building $144,300 |
| 2023 | $1,161.00 | $184,300 Land $40,000 Building $144,300 |
14 Spring Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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