166 Ridge Point Dr, Heath (Forney), TX 75126 Property Records

Rockwall County property record for 166 Ridge Point Dr, Heath, TX 75126

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,486 sqft · built 2001
Lot Size	1.98 acres (86,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$677,500 (Mar 2020)
Tax Bill	$17,922 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`474700000009000R`

Property Details

APN / Parcel Number

Primary APN	`474700000009000R`
Alternative APNs	`R52729` `52729`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,486 sqft Living Area
Gross Area	5,607 sqft
1st Floor Area	4,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,684 sqft
Garage Type	Attached
Garage Area	892 sqft
Parking Spaces	6 Parking Spaces
Pool Area	512 sqft
Porch	Covered Porch
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	166 RIDGE POINT DR
City	ROCKWALL
State	TX
Zip	75032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE, LOT 9, ACRES 1.99
Legal Subdivision	THE RIDGE
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1059
Census Tract	40508

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 RIDGE POINT DR, FORNEY, TX 75126-5317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Mar 17, 2020	Intrafamily Transfer, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY
Jun 14, 2019	Warranty Deed, Transfer COASTAL PACIFIC LNDG
Feb 1, 2017	Vendor's Lien, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	20205214
Prior Transfer Date	Jun 13, 2019
Prior Transfer Doc	0000009750
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	166 RIDGE POINT DR, HEATH, TX 75126-5317
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003748
Date	Feb 22, 2021
Instrument	20210000003748

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Mar 17, 2020
Property Address	166 RIDGE POINT DR, HEATH, TX 75126-5317
Document Number	0000005214
Instrument Date	Mar 9, 2020
Instrument	20200000005214
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005215
Date	Mar 17, 2020
Instrument	20200000005215

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 14, 2019
Property Address	166 RIDGE POINT DR, HEATH, TX 75126-5317
Document Number	0000009750
Instrument Date	Jun 13, 2019
Instrument	9750
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	166 RIDGE POINT DR HEATH TX 751265317, HEATH, TX 75126-5317

Mortgage

Document Number	9751
Date	Jun 14, 2019
Instrument	9751

Lender

Name	COASTAL PACIFIC LNDG
Address	ORANGE, CA 92868

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 1, 2017
Property Address	166 RIDGE POINT DR, HEATH, TX 75126-5317
Document Number	0000001870
Map Reference	CAB D SL357
Instrument Date	Jan 31, 2017
Instrument	20170000001870
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 RIDGE POINT DR, HEATH, TX 75126-5317

Mortgage

Document Number	0000001871
Date	Feb 1, 2017
Instrument	20170000001871

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,346,802 (+9.46%) Land $392,627 Building $954,175	$1,346,802 (-0.08%) Land $392,627 Building $954,175
2025	$17,922.00 (+0.81%) Homeowner's exemption	$1,230,414 (+6.66%)	$1,347,905 (+16.85%) Land $392,627 Building $955,278
2024	$17,778.00 (+18.73%)
2023	$14,973.00 (-5.63%) Homeowner's exemption	$1,153,556 Land $300,000 Building $853,556	$1,153,556 Land $300,000 Building $853,556
2021	$15,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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