128 Ridge Point Dr, Heath (Forney), TX 75126 Property Records

Rockwall County property record for 128 Ridge Point Dr, Heath, TX 75126

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,025 sqft · built 2005
Lot Size	2.36 acres (103,237 sqft)
Owner	2 Individual Names on File
Last Sale	$956,100 (Sep 2015)
Tax Bill	$22,501 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`474700000008000R`

Property Details

APN / Parcel Number

Primary APN	`474700000008000R`
Alternative APNs	`R52728` `52728`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	1 Story
Building Area	6,025 sqft Living Area
Gross Area	6,799 sqft
1st Floor Area	6,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	103,237 sqft
Garage Type	Attached
Garage Area	718 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	56 sqft
Patio Area	988 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	128 RIDGE POINT DR
City	ROCKWALL
State	TX
Zip	75032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE, LOT 8, ACRES 2.37
Legal Subdivision	THE RIDGE
Legal Tract	8
Legal Lot Number	8
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1059
Census Tract	40508

Owner

128 Ridge Point Dr is owned and occupied by two individuals who bought it in September 2015.

Source: Rockwall County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 RIDGE POINT DR, FORNEY, TX 75126-5317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Mar 14, 2022	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2015 · Amount on File
Deed Sale	Sep 29, 2015 · Amount on File
Prior Sale	Aug 10, 2010 · Amount on File
Deed Document Number	201515619
Prior Transfer Date	Aug 5, 2005
Prior Transfer Doc	0000334718
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	128 RIDGE POINT DR, HEATH, TX 75126-5317
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	NATION TITLE, NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031799
Date	Nov 22, 2021
Instrument	20210000031799

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	28225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	128 RIDGE POINT DR, HEATH, TX 75126-5317
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004524
Date	Mar 6, 2020
Instrument	20200000004524

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROCKWALL TX
Recording Date	Mar 14, 2022
Property Address	128 RIDGE POINT DR, HEATH, TX 75126-5317
Document Number	0000005704
Map Reference	CAB D SL 357
Instrument Date	Mar 14, 2022
Instrument	20220000005704
Record Updated	Oct 17, 2025

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 RIDGE POINT DR, HEATH, TX 75126-5335

Tax Assessment & Valuation

The 2025 property tax bill for 128 Ridge Point Dr was $22,501 with a homeowner's exemption, up 2.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,656,340 (+1%)	$1,697,597 (-0.11%) Land $355,500 Building $1,342,097
2025	$22,501.00 (+2.22%) Homeowner's exemption	$1,505,764	$1,699,394 Land $355,500 Building $1,343,894
2024	$22,013.00 (+18.66%)
2023	$18,551.00 Homeowner's exemption	$1,496,743 Land $300,000 Building $1,196,743	$1,496,743 Land $300,000 Building $1,196,743
2021	$19,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Ridge Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Ridge Point Dr is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Point Dr

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