166 Rector St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 166 Rector St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details2,458 sqft · built 1909
Lot Size0.117 acres (5,075 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Mar 2014)
Tax Bill$11,631 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN16-00026-0000-00025

Property Details

APN / Parcel Number

Primary APN16-00026-0000-00025
Alternative APN
  • 160002600025

Interior

Stories2 Stories
Building Area2,458 sqft Living Area

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Construction TypeFrame
Lot Area5,075 sqft (0.117 acres)
Lot Dimensions145 ft deep x 35 ft wide
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address166 RECTOR ST
CityPERTH AMBOY
StateNJ
Zip08861-4720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR50
Legal Description35X145
Legal Block26
Legal Lot Number25
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group1
Census Block1003
Census Tract5000

Owner

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address164 RECTOR ST, 166, PERTH AMBOY, NJ 08861-4720
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 7, 2019Grant Deed, Transfer
INVESTORS TITLE AGENCY INC, INVESTORS TITLE AGCY INC
Jun 14, 2018Trustee's Deed, Construction Loan · Construction Mortgage
LUIS E SANCHEZ

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2014 · Amount on Record
Deed SaleMar 14, 2014 · Amount on Record
Prior SaleFeb 4, 2002 · Amount on Record
Deed Document Number201450
Deed Book / Page6552 / 303
Last Transfer DateMay 20, 2019
Transfer Doc0000043009
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address166 RECTOR ST, PERTH AMBOY, NJ 08861-4720
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021121910
DateSep 24, 2021
Book Page18644/475
Instrument2021121910
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address166 RECTOR ST, PERTH AMBOY, NJ 08861-4720
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000123340
DateDec 3, 2020
Book Page18159/1960
Instrument2020123340
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address166 RECTOR ST, PERTH AMBOY, NJ 08861-4720
Document Number0000029630
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address166 RECTOR ST PERTH AMBOY NJ 088614720, PERTH AMBOY, NJ 08861-4720

Mortgage

Document Number0000029630
DateMar 31, 2020
Book Page017830/001473
Instrument29630
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateJun 7, 2019
Property Address166 RECTOR ST, PERTH AMBOY, NJ 08861-4720
Document Number0000043009
Book / Page017518 / 000074
Instrument DateMay 20, 2019
Instrument43009
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyINVESTORS TITLE AGENCY INC, INVESTORS TITLE AGCY INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address164-166 RECTOR ST PERTH AMBOY NJ 08861, PERTH AMBOY, NJ 08861

June 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMIDDLESEX NJ
Recording DateJun 14, 2018
Property Address166 RECTOR ST, PERTH AMBOY, NJ 08861-4720
Book / Page017209 / 000353
Instrument DateJun 5, 2018
Instrument52768
Transaction TypeConstruction Loan
Record UpdatedJul 3, 2018
Title CompanyINVESTORS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 WEBB DR FORDS NJ 088631028, FORDS, NJ 08863-1028

Mortgage

Document Number0000052768
DateJun 14, 2018
Book Page017209/000353
Instrument52768
Lender
NameLUIS E SANCHEZ
Address232 RARITAN ST, SOUTH AMBOY, NJ 08879-1378
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 13, 2019
Interest
Rate10%

Tax Assessment & Valuation

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$366,000 (-) Land $133,200 Building $232,800$366,000 (-) Land $133,200 Building $232,800
2025$11,631.00 (+5.33%)$366,000 (-) Land $133,200 Building $232,800$366,000 (-) Land $133,200 Building $232,800
2024$11,042.00 (+1.41%)
2023$366,000 Land $133,200 Building $232,800$366,000 Land $133,200 Building $232,800
2022$10,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2007–2012)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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