157 Rector St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 157 Rector St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details2,084 sqft · built 1899
Lot Size0.186 acres (8,111 sqft)
OwnerIndividual Name on Record
Last Sale$423,000 (Jan 2021)
Tax Bill$12,172 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-00025-0000-00009

Property Details

APN / Parcel Number

Primary APN16-00025-0000-00009
Alternative APN
  • 160002500009

Interior

Stories2 Stories
Building Area2,084 sqft Living Area

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Construction TypeFrame
Lot Area8,111 sqft (0.186 acres)
Lot Dimensions159 ft deep x 51 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address157 RECTOR ST
CityPERTH AMBOY
StateNJ
Zip08861-4721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR50
Legal Description51X159
Legal SubdivisionCITY/PERTH AMBOY
Legal Block25
Legal Lot Number9
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group1
Census Block1004
Census Tract5000

Owner

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address157 RECTOR ST, PERTH AMBOY, NJ 08861-4721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Jan 27, 2021Deed, Transfer · FHA Mortgage
NEWREZ LLC
Feb 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2021 · Amount on Record
Deed SaleJan 27, 2021 · Amount on Record
Deed Document Number202113026
Deed Book / Page18256 / 1220
Prior Transfer DateFeb 6, 2019
Prior Transfer Doc0000011748
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address157 RECTOR ST, PERTH AMBOY, NJ 08861-4721
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 RECTOR ST, PERTH AMBOY, NJ 08861-4721

Mortgage

Document Number0000050749
DateAug 28, 2023
Book Page19286/1797
Instrument2023050749
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueJan 1, 2051

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJan 27, 2021
Property Address157 RECTOR ST, PERTH AMBOY, NJ 08861-4721
Document Number2021013026
Book / Page18256 / 1220
Instrument DateDec 15, 2020
Instrument2021013026
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyALL AHEAD TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,435.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 WATER ST, 125, PERTH AMBOY, NJ 08861-4702

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 RECTOR ST, PERTH AMBOY, NJ 08861-4721

Mortgage

Document Number2021013027
DateJan 27, 2021
Instrument2021013027
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIDDLESEX NJ
Recording DateFeb 15, 2019
Property Address157 RECTOR ST, PERTH AMBOY, NJ 08861-4721
Document Number0000011748
Book / Page017423 / 001237
Instrument DateFeb 6, 2019
Instrument11748
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address125 WATER ST PERTH AMBOY NJ 088614702, PERTH AMBOY, NJ 08861-4702

Tax Assessment & Valuation

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$383,000 (-) Land $147,200 Building $235,800$383,000 (-) Land $147,200 Building $235,800
2025$12,172.00 (+5.34%)$383,000 (-) Land $147,200 Building $235,800$383,000 (-) Land $147,200 Building $235,800
2024$11,555.00 (+1.41%)
2023$383,000 Land $147,200 Building $235,800$383,000 Land $147,200 Building $235,800
2022$11,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2007–2012)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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