166 Pine Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 166 Pine Ave, Spruce Pine, NC 28777 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1938
Square Footage	1,340 sqft Living Area
Lot Size	4,792 sqft (0.11 acres)
Occupancy	Owner Occupied
Tax Bill	$958.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0890-13-22-3707`
Alternative APN	`555581591`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,340 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Wood Construction
Lot Area	4,792 sqft (0.11 acres)

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Account Number	555581591
Street Address	166 PINE AVE
City	SPRUCE PINE
State	NC
Zip	28777-2734
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 17
Legal Subdivision	SPRUCE PINE LAND COMPANY
Legal Block	17
Legal Lot Number	5
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	1
Census Block	1031
Census Tract	950300

Owner

Source: Mitchell County records · APN 0890-13-22-3707

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	166 PINE AVE, SPRUCE PINE, NC 28777-2734
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2011
Deed Sale	Dec 02, 2011
Prior Sale	Aug 01, 2005 · Amount on Record
Deed Book / Page	518 / 366
Record Refreshed	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	166 PINE AVE, SPRUCE PINE, NC 28777-2734
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	580/705
Date	Jun 06, 2017
Book Page	580/705

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$958.00	$171,200 (-) Land $16,000 Building $155,200
2023	$958.00	$171,200 Land $16,000 Building $155,200	$171,200 Land $16,000 Building $155,200

Flood & Wildfire

166 Pine Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 34th percentile of exposed land nationally · 48th in North Carolina
Wildfire Likelihood	Low — about 1 in 2,128 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.