Mitchell County property record for 158 Pine Ave, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,776 sqft Living Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,178.00 (2025) |
| Primary APN | 0890-13-22-2735 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,776 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1952 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 11,761 sqft (0.269 acres) |
| Heating System | Forced Air Heating |
|---|
| Account Number | 002043230 |
|---|---|
| Street Address | 158 PINE AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2734 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE AVE |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0890-13-22-2735
Assessment roll updated January 1, 2025 · Last verified October 2025
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 158 PINE AVE, SPRUCE PINE, NC 28777-2734 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| May 02, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Doc Number | 0000215235 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 158 PINE AVE, SPRUCE PINE, NC 28777-2734 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 158 PINE AVE, SPRUCE PINE, NC 28777-2734 |
| Document Number | 000648/567 |
|---|---|
| Date | Sep 07, 2022 |
| Book Page | 648/567 |
| Instrument | 2022002565 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 158 PINE AVE, SPRUCE PINE, NC 28777-2734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 579/615 |
|---|---|
| Date | May 02, 2017 |
| Book Page | 579/615 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,178.00 | $210,500 (-) Land $16,000 Building $194,500 |
| 2023 | $1,178.00 | $210,500 Land $16,000 Building $194,500 |
158 Pine Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 48th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,128 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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