166 Nelson St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 166 Nelson St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,399 sqft · built 1925
Lot Size	0.238 acres (10,362 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2021)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`398-03150-72-001`

Property Details

APN / Parcel Number

Primary APN	`398-03150-72-001`
Alternative APN	`WSPR M:00398 B:03150 L:00072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,399 sqft Living Area
Gross Area	2,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,362 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	398-03150-72-001
Street Address	166 NELSON ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3150
Legal Lot Number	72
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3009
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	166 NELSON ST, WEST SPRINGFIELD, MA 01089-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Oct 1, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Book / Page	24139 / 490
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 23, 2021
Property Address	166 NELSON ST, WEST SPRINGFIELD, MA 01089-3043
Document Number	24139-490
Book / Page	24139 / 490
Instrument Date	Sep 23, 2021
Instrument	67242
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3005 HILL ST, BONDSVILLE, MA 01009-7747

Mortgage

Document Number	67243
Date	Sep 23, 2021
Instrument	67243

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 1, 2020
Property Address	166 NELSON ST, WEST SPRINGFIELD, MA 01089-3043
Document Number	23453-562
Book / Page	23453 / 562
Instrument Date	Oct 1, 2020
Instrument	56424
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1133 HUNTINGTON RD, RUSSELL, MA 01071-9527
Investor	Possibly a Property Investor

Mortgage

Document Number	56425
Date	Oct 1, 2020
Instrument	56425

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,651.00 (+4.76%)	$245,500 (+4.33%) Land $108,400 Building $137,100	$284,050
2024	$3,485.00 (+2.92%)	$235,300 (+7.99%) Land $108,400 Building $126,900
2023	$3,386.00	$217,900 Land $108,400 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Westfield Gas & Electric.

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