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165 Nelson St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 165 Nelson St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,036 sqft · built 1942
Lot Size0.264 acres (11,502 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Apr 2020)
Tax Bill$3,833 (2026)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN398-03050-67-001

Property Details

APN / Parcel Number

Primary APN398-03050-67-001
Alternative APN
  • WSPR M:00398 B:03050 L:00067

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,036 sqft Living Area
Gross Area2,500 sqft
Basement Area776 sqft
Unfinished Basement776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,502 sqft (0.264 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number398-03050-67-001
Street Address165 NELSON ST
CityWEST SPRINGFIELD
StateMA
Zip01089-3056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Block3050
Legal Lot Number67
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2006
Census Tract812403

Owner

165 Nelson St is owned and occupied by an individual who bought it in April 2020.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address165 NELSON ST, WEST SPRINGFIELD, MA 01089-3056
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2020 · Amount on File
Deed SaleApr 8, 2020 · Amount on File
Deed Document Number202018112
Deed Book / Page23160 / 487
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateApr 8, 2020
Property Address165 NELSON ST, WEST SPRINGFIELD, MA 01089-3056
Document Number23160-487
Book / Page023160 / 000487
Instrument DateApr 8, 2020
Instrument18112
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,023.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 NELSON ST WEST SPRINGFIELD MA 010893056, WEST SPRINGFIELD, MA 01089-3056

Mortgage

Document Number23160-490
DateApr 8, 2020
Book Page023160/000490
Instrument18113
Lender
NameFLORENCE BK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 7, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 165 Nelson St was $3,833, up 4.6% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,833.00 (+4.61%)$273,400 (+10.96%) Land $120,100 Building $153,300$288,925 (-1.26%)
2025$3,664.00$246,400 (-0.4%) Land $109,200 Building $137,200$292,600
2024$3,664.00 (+6.17%)$247,400 (+11.39%) Land $109,200 Building $138,200
2023$3,451.00$222,100 Land $109,200 Building $112,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Nelson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Nelson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon, Whip City Fiber.

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