Miami-Dade County property record for 166 Harbor Dr, Apt 14C, Key Biscayne, FL 33149
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,408 sqft · built 1969 |
| Owner | Company Name on File |
| Last Sale | $1,800,000 (Aug 2017) |
| Tax Bill | $27,604 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-009-0140 |
| Primary APN | 24-4232-009-0140 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 25 Units |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Street Address | 166 HARBOR DR, 14C |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1306 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 4900 |
| Legal Description | VILLAHARBOUR APTS CONDO UNIT 14-C UNDIV 1/17 INT IN COMMON ELEMENTS CLERKS FILE 69R-177876 OR 19525-4303 0201 1 COC 24093-2873/24142-2121 1205 1 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | VILLAHARBOUR APTS CONDO |
| Legal Block | 2 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4602 |
166 Harbor Dr, Apt 14C is owned by a company that bought it in August 2017.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1150 SW 22ND ST, MIAMI, FL 33129-2738 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2017 | Warranty Deed, Transfer · ARM HSBC BANK USA |
| Apr 28, 2017 | Warranty Deed, Transfer SABADELL UNITED BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on File |
| Deed Sale | Aug 28, 2017 · Amount on File |
| Prior Sale | Apr 28, 2017 · Amount on File |
| Deed Document Number | 2017499889 |
| Deed Book / Page | 30671 / 168 |
| Prior Transfer Date | Jan 10, 2006 |
| Prior Transfer Doc | 0000041877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Aug 28, 2017 |
| Property Address | 166 HARBOR DR APT 14C, 14C, KEY BISCAYNE, FL 33149-1306 |
| Document Number | 0000499889 |
| Book / Page | 30671 / 0168 |
| Map Reference | ORB 6604 PG 639 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017R0499889 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 166 HARBOR DR # DR4B, 166, KEY BISCAYNE, FL 33149-1306 |
| Name | Verified Name |
|---|---|
| Address | 1150 SW 22ND ST, MIAMI, FL 33129-2738 |
| Document Number | 0000499890 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 30671/0171 |
| Instrument | 2017R0499890 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 28, 2017 |
| Property Address | 166 HARBOR DR APT 14C, 14C, KEY BISCAYNE, FL 33149-1306 |
| Document Number | 0000240875 |
| Book / Page | 030513 / 004127 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 240875 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,212.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 HARBOR DR #4B KEY BISCAYNE FL 331491329, 4B, KEY BISCAYNE, FL 33149-1329 |
| Document Number | 240876 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 030513/004130 |
| Instrument | 240876 |
| Name | SABADELL UNITED BK NA |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 166 Harbor Dr, Apt 14C was $27,604, up 4.3% from the year before.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,604.00 (+4.26%) | $1,530,650 | $1,902,284 |
| 2024 | $26,476.00 (+11.15%) | ||
| 2023 | $23,819.00 (+28.9%) | $1,782,500 (+55%) | $1,782,500 (+55%) |
| 2022 | $18,478.00 | $1,150,000 | $1,150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Harbor Dr, Apt 14C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 205 units insured incl. 25 condo units |
| Nearby Flood Claims | 265 (1980–2020) |
| Claims Outside the SFHA | 1 of 265 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 166 Harbor Dr, Apt 14C is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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