Miami-Dade County property record for 166 Harbor Dr, Apt 10B, Key Biscayne, FL 33149
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,160 sqft · built 1969 |
| Owner | Company Name on Record |
| Last Sale | $2,300,000 (Dec 2017) |
| Tax Bill | $36,713 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Dec 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-009-0100 |
| Primary APN | 24-4232-009-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 25 Units |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Street Address | 166 HARBOR DR, 10B |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1330 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 4900 |
| Legal Description | VILLAHARBOUR APTS CONDO UNIT 10-B UNDIV 1/17 INT IN COMMON ELEMENTS CLERKS FILE 69R-177876 OR 16499-0878 0494 1 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | VILLAHARBOUR APTS CONDO |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 166 HARBOR DR, 10B, KEY BISCAYNE, FL 33149-1330 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 6, 2018 | Deed of Trust, Mortgage · ARM HSBC BANK USA |
| Dec 19, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on Record |
| Deed Sale | Dec 19, 2017 · Amount on Record |
| Prior Sale | Sep 1, 1994 · Amount on Record |
| Deed Document Number | 2017711006 |
| Deed Book / Page | 30798 / 1336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 166 HARBOR DR APT 10B, 10B, KEY BISCAYNE, FL 33149-1330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000474695 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 31089/2874 |
| Instrument | 2018R0474695 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.47% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.47% |
| Index | 1-Year LIBOR |
| Max Rate | 8.47% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Dec 19, 2017 |
| Property Address | 166 HARBOR DR APT 10B, 10B, KEY BISCAYNE, FL 33149-1330 |
| Document Number | 0000711006 |
| Book / Page | 030798 / 001336 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 711006 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,800.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 166 HARBOR DR #10B KEY BISCAYNE FL 331491330, 10B, KEY BISCAYNE, FL 33149-1330 |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,713.00 (+4.2%) | $1,997,831 (-28.48%) | $2,570,020 (-8%) |
| 2024 | $35,233.00 (+5.7%) | ||
| 2023 | $33,332.00 (+38.56%) | $2,793,500 (+65%) | $2,793,500 (+65%) |
| 2022 | $24,056.00 | $1,693,000 | $1,693,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 180 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 205 units insured incl. 25 condo units |
| Nearby Flood Claims | 265 (1980–2020) |
| Claims Outside the SFHA | 1 of 265 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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