166 Fermo Ave, Saint Louis, MO 63135 Property Records

St. Louis County property record for 166 Fermo Ave, Saint Louis, MO 63135

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1951
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Feb 2017)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12H-21-1005`

Property Details

APN / Parcel Number

Primary APN	`12H-21-1005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	820 sqft Living Area
1st Floor Area	820 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Asbestos
Foundation Type	Raised
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	40 ft deep x 40 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	166 FERMO AVE
City	SAINT LOUIS
State	MO
Zip	63135-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22R-1D
Legal Description	WESTDALE LOT PTS 22 & 23 E 33.7 FT OF LOT 22 & W 6 FT OF LOT 23
Legal Subdivision	WESTDALE
Legal Block	4
Legal Lot Number	22,23
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORWOOD
Census Block Group	1
Census Block	1015
Census Tract	212701

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3305 MARSHALL AVE, SAINT LOUIS, MO 63114-4303
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2017 · Amount on Record
Deed Sale	Feb 6, 2017 · Amount on Record
Prior Sale	Apr 28, 2016
Deed Document Number	2017491
Deed Book / Page	22386 / 2252
Prior Transfer Date	Mar 6, 2003
Prior Transfer Doc	0000000751
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 6, 2017
Property Address	166 FERMO AVE, SAINT LOUIS, MO 63135-3251
Document Number	0223862252
Book / Page	022386 / 002252
Instrument Date	Jan 31, 2017
Instrument	491
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 MARSHALL AVE ST LOUIS MO 631144303, ST LOUIS, MO 63114-4303

Mortgage

Document Number	223862258
Date	Feb 6, 2017
Book Page	022386/002258
Instrument	493

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,500 (-) Land $1,900 Building $12,600	$76,300 (-) Land $10,000 Building $66,300
2025	$1,030.00 (+2.69%)	$14,500 (+5.99%) Land $1,900 Building $12,600	$76,300 (+5.97%) Land $10,000 Building $66,300
2024	$1,003.00 (+0.6%)
2023	$997.00 (+25.25%)	$13,680 (+39.59%) Land $2,660 Building $11,020	$72,000 (+39.53%) Land $14,000 Building $58,000
2022	$796.00	$9,800 Land $2,280 Building $7,520
2021			$51,600 Land $12,000 Building $39,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	21 (2008–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 17 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20