Jefferson County property record for 166 Echo Lake Cir, Byrnes Mill, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,232 sqft · built 2005 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,000 (May 2018) |
| Tax Bill | $3,936 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5.0-21.0-0-000-031.49 |
| Primary APN | 03-5.0-21.0-0-000-031.49 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,936 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Porch | Open Frame Porch |
| Porch Area | 156 sqft |
| Patio Area | 412 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 166 ECHO LAKE CIR |
|---|---|
| City | BYRNES MILL |
| State | MO |
| Zip | 63025-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO LAKE LOT 49 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 700302 |
166 Echo Lake Cir is owned and occupied by two individuals who bought it in May 2018.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 166 ECHO LAKE CIR, BYRNES MILL, MO 63025-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Oct 20, 2020 | Deed of Trust, Mortgage DELMAR FIN'L |
| May 30, 2018 | Warranty Deed, Transfer MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on File |
| Deed Sale | May 30, 2018 · Amount on File |
| Prior Sale | Mar 4, 2014 · Amount on File |
| Deed Document Number | 201815933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 166 ECHO LAKE CIR, BYRNES MILL, MO 63025-3012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 166 ECHO LAKE CIR, BYRNES MILL, MO 63025-3012 |
| Document Number | 0000006760 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024R-006760 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 166 ECHO LAKE CIR, BYRNES MILL, MO 63025-3012 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | ORT |
| Name | Verified Name |
|---|---|
| Address | 166 ECHO LAKE CIR, BYRNES MILL, MO 63025-3012 |
| Document Number | 2021R040757 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021R-040757 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 166 ECHO LAKE CIR, BYRNES MILL, MO 63025-3012 |
| Document Number | 0000040809 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 166 ECHO LAKE CIR BYRNES MILL MO 630253012, BYRNES MILL, MO 63025-3012 |
| Document Number | 0000040809 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 40809 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | May 30, 2018 |
| Property Address | 166 ECHO LAKE CIR, BYRNES MILL, MO 63025-3012 |
| Document Number | 0000015933 |
| Instrument Date | May 29, 2018 |
| Instrument | 15933 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | CONTINENTAL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 166 ECHO LAKE CIR BYRNES MILL MO 630253012, BYRNES MILL, MO 63025-3012 |
| Document Number | 15934 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 15934 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 29, 2048 |
The 2025 property tax bill for 166 Echo Lake Cir was $3,936.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Byrnes Mill City |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,800 (-) Land $7,700 Building $47,100 | $288,700 Land $40,700 Building $248,000 | |
| 2025 | $3,936.00 | $54,800 Land $7,700 Building $47,100 | |
| 2024 | $288,700 (+5.98%) Land $40,700 Building $248,000 | ||
| 2023 | $3,738.00 | $51,700 Land $7,700 Building $44,000 | $272,400 Land $40,700 Building $231,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 166 Echo Lake Cir in Zone X, an area of minimal flood risk, though there have been 414 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 414 (1979–2020) |
| Claims Outside the SFHA | 25 of 414 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 166 Echo Lake Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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