Jefferson County property record for 161 Echo Lake Cir, Byrnes Mill, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,348 sqft · built 2005 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,360 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5.0-21.0-0-000-031.68 |
| Primary APN | 03-5.0-21.0-0-000-031.68 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 2,348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Porch | Open Frame Porch |
| Porch Area | 362 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 161 ECHO LAKE CIR |
|---|---|
| City | BYRNES MILL |
| State | MO |
| Zip | 63025-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO LAKE LOT 68 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 2 |
| Legal Lot Number | 68 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 700302 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 161 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU |
| Jun 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Aug 12, 2020 | Deed of Trust, Mortgage GUILD MTG |
| Jun 1, 2018 | Affidavit of Death, Transfer |
| Jun 1, 2018 | Warranty Deed, Transfer GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 |
| Deed Sale | Jun 21, 2022 |
| Prior Sale | Jun 1, 2018 · Amount on Record |
| Deed Document Number | 202220410 |
| Prior Transfer Date | Mar 4, 2009 |
| Prior Transfer Doc | 2009R010734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 161 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 161 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000030454 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 2023R-030454 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 21, 2022 |
| Property Address | 161 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000020410 |
| Map Reference | MB 224 PG 14-19 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022R-020410 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 WESTVIEW LN, 34, CAMDENTON, MO 65020-4840 |
| Name | Verified Name |
|---|---|
| Address | 161 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000020411 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022R-020411 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 161 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000029821 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 161 ECHO LAKE CIR BYRNES MILL MO 630253020, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000029821 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 29821 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 16, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 1, 2018 |
| Property Address | 161 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000016077 |
| Instrument Date | May 29, 2018 |
| Instrument | 16077 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 830 BLUFF BROOK DR O FALLON MO 633665069, O FALLON, MO 63366-5069 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 1, 2018 |
| Property Address | 161 ECHO LAKE CIR, BYRNES MILL, MO 63025-3020 |
| Document Number | 0000016079 |
| Instrument Date | May 29, 2018 |
| Instrument | 16079 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | CONTINENTAL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 161 ECHO LAKE CIR BYRNES MILL MO 630253020, BYRNES MILL, MO 63025-3020 |
| Document Number | 16080 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 16080 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2048 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Byrnes Mill City |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,700 (-) Land $7,700 Building $53,000 | $319,700 (-) Land $40,700 Building $279,000 | |
| 2025 | $4,360.00 (+5.75%) | $60,700 (+7.05%) Land $7,700 Building $53,000 | $319,700 (-) Land $40,700 Building $279,000 |
| 2024 | $4,123.00 (+0.59%) | $319,700 (+7.14%) Land $40,700 Building $279,000 | |
| 2023 | $4,099.00 | $56,700 Land $7,700 Building $49,000 | $298,400 Land $40,700 Building $257,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 414 (1979–2020) |
| Claims Outside the SFHA | 25 of 414 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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