166 East St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 166 East St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,592 sqft · built 1978
Lot Size	3.09 acres (134,600 sqft)
Owner	2 Company Names on File
Tax Bill	$9,118 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:022 L:046`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:022 L:046`
Alternative APNs	`M:022 B:L:046` `1581`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	4,412 sqft
1st Floor Area	1,608 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	134,600 sqft (3.09 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	166 EAST ST
City	UPTON
State	MA
Zip	01568-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	46
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1034
Census Tract	743100

Owner

Source: Worcester County and Upton Town records · APN UPTO M:022 L:046

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	166 EAST ST, UPTON, MA 01568-1212
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
May 18, 2020	Deed of Trust, Mortgage · ARM CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Recording Date	Apr 21, 2026
Property Address	166 EAST ST, UPTON, MA 01568-1212
Document Number	073467-131
Book / Page	73467 / 131
Instrument Date	Apr 16, 2026
Instrument	202630221
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030221,
Date	Apr 21, 2026
Book Page	73467/131
Instrument	202630221

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	166 EAST ST, UPTON, MA 01568-1212
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62417-21
Date	May 18, 2020
Book Page	62417/21
Instrument	50505

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2040

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 01, 2030

Tax Assessment & Valuation

Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,118.00 (+0.48%)	$693,400 (+4.54%) Land $311,000 Building $382,400	$606,195 (-11.45%)
2024	$9,074.00 (+31.58%)	$663,300 (+33.41%) Land $303,000 Building $360,300	$684,570
2023	$6,896.00	$497,200 Land $229,400 Building $267,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Based on FCC filings for 44 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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