146 East St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 146 East St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 2,079 sqft · built 1978
Lot Size	3.13 acres (136,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,500 (Feb 2017)
Tax Bill	$8,104 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:017 L:059`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:017 L:059`
Alternative APNs	`M:017 B:L:059` `1069`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,079 sqft Living Area
Gross Area	4,012 sqft
1st Floor Area	1,179 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	136,343 sqft (3.13 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	146 EAST ST
City	UPTON
State	MA
Zip	01568-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	59
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1034
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 EAST ST, UPTON, MA 01568-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage RCAP SOLUTIONS FINANCIAL SERVICES
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHARLES RIVER BANK
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHARLES RIVER BANK
Feb 17, 2017	Quit Claim Deed, Transfer · Conventional with PMI CHARLES RIV BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Prior Sale	Apr 7, 1989 · Amount on Record
Deed Document Number	201717523
Deed Book / Page	56756 / 28
Transfer Doc	0056756-28
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Recording Date	Aug 7, 2026
Property Address	146 EAST ST, UPTON, MA 01568-1212
Document Number	0000067942
Book / Page	73997 / 308
Instrument Date	Jul 28, 2026
Instrument	202667942
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 EAST ST, UPTON, MA 01568-1212

Mortgage

Document Number	0000067942,
Date	Aug 7, 2026
Book Page	73997/308
Instrument	202667942

Lender

Name	RCAP SOLUTIONS FINANCIAL SERVICES

Agreement

Amount	Amount Recorded
Term	601 Months
Due	Sep 1, 2076

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	146 EAST ST, UPTON, MA 01568-1212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066103-107
Date	Sep 21, 2021
Book Page	66103/107
Instrument	131874

Lender

Name	CHARLES RIVER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	146 EAST ST, UPTON, MA 01568-1212
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66103-107
Date	Sep 21, 2021
Book Page	66103/107
Instrument	131874

Lender

Name	CHARLES RIVER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Feb 17, 2017
Property Address	146 EAST ST, UPTON, MA 01568-1212
Document Number	56756-28
Book / Page	056756 / 000028
Instrument Date	Feb 6, 2017
Instrument	17523
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 EAST ST UPTON MA 015681212, UPTON, MA 01568-1212

Mortgage

Document Number	56756-32
Date	Feb 17, 2017
Book Page	056756/000032
Instrument	17524

Lender

Name	CHARLES RIV BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,104.00 (+3.03%)	$619,600 (+3.58%) Land $311,500 Building $308,100	$687,794 (+5.91%)
2025	$7,866.00 (+0.09%)	$598,200 (+4.13%) Land $311,500 Building $286,700	$649,420 (+2.63%)
2024	$7,859.00 (+31.07%)	$574,500 (+32.89%) Land $303,500 Building $271,000	$632,795
2023	$5,996.00	$432,300 Land $229,900 Building $202,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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