166 Dutch Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 166 Dutch Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,220 sqft · built 1992
Lot Size	0.697 acres (30,361 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Dec 2009)
Tax Bill	$3,223 (2026)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-039212`

Property Details

APN / Parcel Number

Primary APN	`07-039212`
Alternative APNs	`7039212` `039212`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,220 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,361 sqft (0.697 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	650 sqft
Deck Area	144 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	039212
Street Address	166 DUTCH DR
City	CONOWINGO
State	MD
Zip	21918-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 98 - .697 ACRE 166 DUTCH DRIVE HOLLAND ACRES
Legal Subdivision	HOLLAND ACRES
Legal Lot Number	98
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1002
Census Tract	31201

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	166 DUTCH DR, CONOWINGO, MD 21918-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2009 · Amount on File
Deed Sale	Dec 22, 2009 · Amount on File
Prior Sale	Nov 9, 2006
Deed Document Number	2009280468
Deed Book / Page	2761 / 402
Prior Transfer Date	Feb 9, 2009
Prior Transfer Doc	0025890169
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	166 DUTCH DR, CONOWINGO, MD 21918-1708
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045470338
Date	Feb 7, 2020
Book Page	4547/338

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,223.00 (+3.07%) Homeowner's exemption	$299,900 (+4.82%) Land $65,100 Building $234,800	$299,900 (-) Land $65,100 Building $234,800
2025	$3,127.00 (+41.24%) Homeowner's exemption	$286,100 (+10.68%)	$299,900 (+16.02%) Land $65,100 Building $234,800
2023	$2,214.00 Homeowner's exemption	$258,500 Land $65,100 Building $193,400	$258,500 Land $65,100 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dutch Dr

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